SECURE Act 2.0: What Changes for Retirement Savers in 2027
SECURE 2.0 did not arrive all at once. Here are the rules that actually matter into 2027. And the one catch-up rule that can quietly change how your…
Retirement Planning Archive
Previous retirement articles across income, withdrawals, Social Security, Medicare, IRAs, 401(k)s, annuities and retirement tax planning.
Best Retirement Planning Books: What I’d Actually Recommend
If you only want one retirement planning book, start with How to Retire by Christine Benz. It is the best all-around choice I found for combining the money…
How to Plan for Retirement: 5 Decisions That Build a Real Plan
If you are trying to figure out how to plan for retirement, start with the decisions your money has to support—not with a magic savings number. A useful…
Retirement Plan Distributions: RMD & IRA Withdrawal Guide
A retirement plan distribution is simply money coming out of a retirement account. But the tax result depends on why the money is coming out, which account it…
Why Did I Get Extra Money From Social Security This Month?
If your Social Security payment was higher than expected, the first thing to figure out is whether you received a separate extra deposit or your normal monthly benefit…
Can You Live on $4,000 a Month in Retirement? Exploring Financial Feasibility
Have you ever wondered if $4,000 a month is the magic number for a worry-free retirement? Do you think think that you can live on $4,00 a month…
Immediate Annuity: Payouts, Risks & How Much to Annuitize
An immediate annuity, often called a single premium immediate annuity (SPIA), is an insurance contract that turns one lump sum into scheduled income that typically begins within a…
Should I Consolidate Retirement Accounts? Pros, Cons & Steps
Should you consolidate retirement accounts? Often, yes, when fewer accounts make your money easier to manage without giving up a feature you still need. The mistake is treating…
Retiring From Publix: What to Do With Your PROFIT Plan, 401(k) & Stock
Retiring from Publix? Do not make the rollover your first decision. If you are retiring from Publix or leaving after a long career, your first job is to…
Variable Annuity Pros and Cons: When They Make Sense
Variable annuity pros and cons are easiest to understand when you stop asking whether variable annuities are “good” or “bad.” Ask a harder question instead. What specific insurance…