Interactive Publix Retirement Decision Calculators
If you’ve been with Publix for a while, company stock may be one of the biggest assets on your retirement balance sheet. That can be a strength and…
Retirement Planning Archive
Previous retirement articles across income, withdrawals, Social Security, Medicare, IRAs, 401(k)s, annuities and retirement tax planning.
How to Start a Roth IRA in 2026: Open, Fund & Invest
Starting a Roth IRA is not one decision. It is a short sequence: make sure a direct Roth contribution fits your situation, choose a provider, open the account,…
Beagle 401k Review 2026: Legit, Safe, Worth It?
Beagle is a legitimate company, and Beagle Invest, LLC is an SEC-registered investment adviser. But that does not mean Beagle will find money you are actually owed. It…
403(b) Calculator: Estimate Your Retirement Savings
A 403(b) calculator estimates how your current balance, contributions, employer match, assumed investment return, salary growth, and time could build your retirement savings. The number it gives you…
RMD Calculator 2026: Quick Estimate + Multi-Account RMD Planner
Most RMD calculators can answer one question pretty quickly: “How much is my required minimum distribution from this account?” That is useful. Sometimes that is literally all you…
Inherited IRA RMD Rules in 2026: What Beneficiaries Must Know
Inherited IRA RMD rules in 2026 do not give every beneficiary the same answer. For many non-spouse beneficiaries, the account must be emptied by the end of the…
Do Non Qualified Annuities Have RMDs? The Rule That Actually Matters
No. A personally owned non-qualified annuity generally does not have required minimum distributions during the owner’s lifetime. The confusion starts because the word annuity describes the contract, while…
Spousal IRA Rules 2026: Contribution Limits, Income Rules & Eligibility
A spousal IRA is not a special retirement account and it is not a joint IRA. It is the IRS rule that can let a married couple filing…
Is an RMD Earned Income? Tax Rules for 2026
No. A required minimum distribution (RMD) is not earned income. You do not create wages, self-employment income, or IRA-contribution compensation by taking money out of a retirement account.…
Can You Combine RMDs? IRA & 403(b) Aggregation Rules
Yes, you can combine some RMDs, but not all of them. For your own traditional, SEP, and SIMPLE IRAs, you calculate the required minimum distribution for each IRA…