Cookie Policy | Michael Ryan Money | Understanding Our Use of Cookies

Cookie Policy

Effective Date: October 28, 2022 | Last Updated: April 11, 2025

1. What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, mobile phone) when you visit a website. They are widely used to make websites work more efficiently, enhance user experience, and provide information to website owners.

On MichaelRyanMoney.com, cookies help us:

  • Ensure the website functions properly.
  • Enhance your user experience.
  • Analyze site performance.
  • Serve relevant advertising and improve service offerings.

2. How We Use Cookies

Our Website, https://www.MichaelRyanMoney.com, uses both first-party cookies (set by us) and third-party cookies (set by our partners) for various purposes outlined below.

First-Party Cookies

Essential for Functionality: These are necessary for the basic operation of the website, such as maintaining security and managing user sessions where applicable. They generally do not store personally identifiable information beyond what's needed for these functions.

Third-Party Cookies

We work with trusted third parties for advertising and analytics. These partners may place cookies on your device:

  • Mediavine: Manages ad delivery and uses cookies/tracking technologies for interest-based advertising. They may collect data like IP address, device type, and browsing behavior. Please see the detailed Mediavine section below and our Privacy Policy for more information.
  • Google Analytics: Helps us understand site traffic and user interaction (e.g., pages visited, time on site) using cookies that collect anonymized data like IP addresses. This data helps us improve the website.
  • Other Advertising/Analytics Tools: We may occasionally use other tools for similar purposes. This policy will be updated accordingly.

3. Types of Cookies We Use

Here is a summary of the main types of cookies that might be used on our Website. Note that specific cookie names and durations can vary and are often managed by our third-party partners.

Note: Specific cookie details are often managed by our third-party partners (like Mediavine via their consent tool).

Mediavine Programmatic Advertising (Ver 1.1)

The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.

First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The "help" feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at All About Cookies.

Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.

The Website collects the following data using a cookie when serving personalized ads:

  • IP Address
  • Operating System type
  • Operating System version
  • Device Type
  • Language of the website
  • Web browser type
  • Email (in hashed form)

Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor’s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.

For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please visit Mediavine Partners.

Additional Information on Cookie Use and Opt-Out Options

To give you greater control over the data collected for advertising purposes, we provide the following options:

  • Opt-Out Links provided in Section 5 above.
  • For a detailed explanation of the types of cookies used on our website, their purposes, and their durations, please review this Cookie Policy (Sections 2 & 3).

If you wish to withdraw your consent for cookies at any time, please refer to the guidance in Section 4 of this policy or use your browser's settings to disable cookies. Note that disabling cookies may affect your experience on our site.

Additional Information

  • For more details on how we handle personal data collected alongside cookies, please review our Privacy Policy.
  • For information about our advertising partners and affiliate links, see our Affiliate Disclosure.

We may update this Cookie Policy periodically. Any changes will be reflected by the "Last Updated" date at the top of this page.

Contact Us

If you have any questions about this Cookie Policy, please contact us via our main Contact Page:

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