Retirement Planning

2025 RMD Calculator & IRS Rules: How to Avoid Penalties & Optimize Withdrawals

Need to calculate your 20204 and/or 2025 RMD? Use our calculator below for a quick estimate, then read on for professional insights on avoiding...

How to Take Advantage Of Deferred Restricted Stock Units – Read These RSU Tips

Ever glanced at your compensation statement and wondered what all those stock-related terms mean? You’re not alone. Equity compensation—particularly Restricted Stock Units (RSUs)—is a...

Inherited IRA RMD Rules in 2025: What Beneficiaries Must Know

Imagine inheriting a substantial IRA from a loved one, only to face unexpected tax bills that erode your newfound wealth. In 2025, navigating the...

Are Non-Qualified Annuities Subject to Required Minimum Distributions (RMDs)?

Are you wondering, "Do Non Qualified Annuities have RMD's?" No, nonqualified annuities do not require Required Minimum Distributions (RMDs) during the owner's lifetime.  Surprised that...

Ultimate Guide to Spousal IRAs: Maximize Your Family’s Retirement in 2025

Do you have a spouse who's taking time off work or earning significantly less than you?Are you worried about building retirement savings for both...

Is Your Required Minimum Distribution Considered Earned Income?

Imagine you've spent years—maybe decades—carefully saving for retirement. Your nest egg is finally ready to support the lifestyle you envisioned, but then you’re hit...

Should You Combine Your RMDs? A Guide to IRA & RMD Aggregation Rules

Are you wondering whether to combine your Required Minimum Distributions (RMDs)? You’re not alone! As someone who has spent over 25 years as a...

John Smith’s Save Your Retirement! Should You Read It?

Are You Making the #1 Retirement Planning Mistake That 65% of Americans Make? Most people think retirement planning is all about hitting a magic savings number. But what if everything...
.

Latest news

A Financial Planner’s Take on The Essays of Warren Buffett (And Why It Still Matters in 2025)

Market volatility is nothing new. In times of uncertainty, I always find myself returning to The Essays of Warren...

The Enduring Legacy of “The Wealthy Barber”: A Modern Review

I'm Michael Ryan, a retired financial planner with 25+ years of experience. Having guided over 1,000 families toward financial...

2025 RMD Calculator & IRS Rules: How to Avoid Penalties & Optimize Withdrawals

Need to calculate your 20204 and/or 2025 RMD? Use our calculator below for a quick estimate, then read on...

We are audience supported - when you make a purchase through our site, we may earn an affiliate commission. Learn more

Must read

⌚ $26 An Hour is How Much a Year? Before & After Taxes

Are you wondering how much $24 an hour adds...

Plan For an Inheritance: How To Manage a Large Inheritance Wisely

Receiving a large inheritance can be a blessing and...

You might also likeRELATED
Recommended to you

SEP IRA Contribution Deadline And Contributions Limit For 2024

Are you looking to maximize your retirement savings for...

How To Make, Save and Invest $2 Million Dollars In Just a Few Years

Is accumulating $2 million in savings possible in 20...