Banking

Your heart just did that little thump-thump thing, didn't it? You checked your bank account, and the Venmo payment you were counting on... The one from your client, your roommate, your mom. Just isn't there. Your mind immediately races: Is the money gone? Did I get scammed? Is it lost in...

Let’s talk straight. In times of financial stress, looking at your bank balance can make you ask a question that hits right in the gut: “Is my money truly safe?” You deserve to know not just the name of FDIC insurance but exactly how it protects you and what...

July 2023: A client called me in tears. She'd activated her Chime card three days earlier, didn't set up transaction alerts, and just discovered $847 in fraudulent charges at a gas station in Texas. She lives in Oregon. The card worked, but she'd skipped the security steps. Here’s the bottom...

It's not always instant, and limits can be tricky. As a financial expert, I'll break down Chime's transfer system so your money moves when and where you need it, without the usual fintech headaches. understanding credit card balance transfers can help you save money on interest and consolidate debt...

Feeling the pinch every time you need to add cash to your Cash App Card? You're not the only one. I’m Michael Ryan, and with over 25 years helping folks navigate the often-murky waters of personal finance. I've seen countless people like Maria Lopez, a gig worker trying to...

Staring at a direct deposit form wondering, "What's Chime's bank name and address?" It's a common question, and I've seen it cause unnecessary stress. Nobody wants their paycheck or tax refund delayed! I'm going to show you what you need to know about Chime Bank name and address for deposits,...

In 2026, overdraft fees remain brutal. March 2024: Sarah, a 28-year-old restaurant server in Denver, discovered $210 in overdraft fees across six months. Six $35 hits from her traditional bank—money that would've covered her car insurance premium. Overdraft fees trap users in cycles. Chime SpotMe offers fee-free overdrafts, but does...

That Nine-Digit Panic? Let's End It Now. Ever been ready to set up a direct deposit for that new job, or wire funds for a crucial payment, and BAM! The Form demands a "routing number"? If you're a Chase customer, you might then hit a wall of confusion.  Which number? Does...

Alright, let's cut to the chase. You've got a check in your hand, and it looks like a secret code. You need to find the account and routing numbers, probably for direct deposit or to set up a payment. Mess this up, and your money could end up in...