Are you tired of searching high and low for the routing number of your Chase bank? Well, look no further! In this article, we’re going to unravel the mystery behind Chase routing numbers and provide you with all the essential information you need. Whether you’re setting up direct deposit, making online payments, or wiring funds, knowing your routing number is crucial. So, let’s dive in and discover everything you need to know about Chase routing numbers to make your banking experience seamless and stress-free.
Have you ever found yourself in a situation where you needed to provide your Chase routing number, but had no idea where to find it? You’re not alone. Many people struggle to locate this vital piece of information, causing unnecessary frustration and delays in their banking transactions. We’re here to simplify the process for you.
To find your Chase routing number, you can check your checks (pun intended!). There is usually one routing number that appears on a check. It is usually located at the bottom left corner of your checks, right before your account number. Alternatively, you can also find it on the Chase website or by contacting their customer support.
So, if you’re ready to unlock the secrets of Chase routing numbers, let’s get started!
Remember, having the right account routing number at your fingertips can save you time and hassle, ensuring that your money reaches its intended destination swiftly and securely. So, stay tuned and let’s make your banking experience with Chase a breeze.
Plus, we’ve compiled a handy state-by-state list for 2023 so you can easily find the routing number for your region.
Don’t waste any more time scouring the internet – find your Chase routing number now and get back to your banking business.
|Type of Wire Transfer||Chase Routing Number||SWIFT Code (for international transfers to Chase account in the USA)|
|Domestic Wire Transfer||021000021||N/A|
|International Wire Transfer to Chase account in the USA||021000021||CHASUS33|
This table includes the Chase routing number for both domestic and international wire transfers, as well as the SWIFT code that is required for international transfers to a Chase account in the USA.
LOOKING FOR A QUICK ANSWER TO FIND YOUR CHASE ROUTING NUMBER?
CHOOSE YOUR STATE FROM THE DROP DOWN BELOW TO FIND YOUR ROUTING NUMBER FOR YOUR CHASE ACCOUNT
Chase Routing Number
What is the routing number for Chase bank? Chase routing numbers are unique nine-digit codes assigned to each Chase bank branch. These numbers help facilitate the smooth transfer of money between accounts within the Chase banking system and also enable transactions with external financial institutions. Whether you’re setting up direct deposit for your paycheck, receiving funds from friends or family, or initiating online bill payments, knowing your routing number is essential.
The Chase routing number is used to identify the bank and location where your account was opened. Sometimes it is called an RTN number, routing transit number or ABA routing number. The routing number consists of nine numbers, and each number has a specific meaning.
- The first four numbers identify the Federal Reserve district where the bank is located.
- The next four numbers identify the specific bank.
- The last number is called the check digit, and it is used to verify the accuracy of the routing number.
In this article, we’ll explore the significance of routing numbers, how they work, and why they are vital for various banking transactions. We’ll also delve into common FAQs about Chase routing numbers and provide you with practical tips to ensure a smooth banking experience.
The nine digit routing number is essentially an electronic address assigned to a bank, for the purposes of sending and receiving funds between other bank accounts.
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As we learned earlier, the routing number is what identifies where your bank account was originally opened. The routing number won’t change if you move to another state.
Like most banks, JP Morgan Chase bank uses many different routing numbers. This can often get very confusing and difficult for customers. That’s where my simple guide comes in handy for you. I will not only give you the routing number you need, but also the wire transfer number for sending money from outside of the United States as well as domestically – and the SWIFT Code.
- If you need to send money by wire to Chase bank, you will need to use the domestic wire transfer routing number 021000021.
- The SWIFT/BIC code for JPMorgan Chase bank in New York, NY is CCFRUS33.
Chase Bank Routing Number by State
|State||Region||Routing/Transit Number||Wire Transfers Domestically|
From Inside US
|Wire Transfers From |
Outside US to Inside US
|Chase SWIFT Code|
|DC||District of Columbia||044000037||21000021||21000021||CHASUS33|
|NY||Chase New York – Downstate||021000021||21000021||21000021||CHASUS33|
|NY||New York – Upstate||022300173||21000021||21000021||CHASUS33|
The above are the very basics about the Chase routing number for money and wire transfers. I will explain below why and when you would need your chase bank routing number, how to find the routing number by the state you OPENED your bank account, as well as what you will need for domestic wire transfers and international payments.
But if you are here today reading this – chances are you are looking for a quick answer to your question. You know what state you opened your bank account with JPMorgan Chase & Co., and you are looking for a list by state of Chase routing numbers. So here it is:
What Is The Routing Number For Chase Bank?
Chase bank routing numbers are sometimes also referred to as an “ABA Routing Number”.
Chase routing numbers (aka ABA routing numbers) are based on the state where you first opened your account. These routing numbers were developed in 1911 by the American banker Association (ABA) to identify specific financial or banking institutions.
- The first two digits of your routing number will always be between 10-99 and correspond to the Federal Reserve bank district where your bank is located.
- The next two digits will be your bank’s ABA number
- And the last four digits will be your specific bank or branch number.
Your bank routing number will be based on the state that you OPENED your bank account, not your current state. If you can’t remember which state you opened your account in, don’t worry – you can always call Chase customer service at 1-800-935-9935 and they’ll be able to help you out. If you do remember where you opened your bank account – you can find your ABA routing number on the list below, by state, for Chase bank.
If you are a customer of Chase Bank you are in luck when it comes to finding your routing number. The reason is, Chase is one of the easier banks to find a routing number for. Why?
Over the years banks have been consolidating and buying one another. Routing numbers can get more confusing when a major large bank buys many smaller regional banks in one area. For Chase, the only major overlap happens in the state of New York.
To keep it simple, there is an upstate New York and an Downstate New York. Most New Yorkers will instinctively know which is which. Basically Westchester, the five boroughs and Long Island make up Downstate New York. Everything above Westchester is considered upstate.
If you are still unsure what your Chase routing number is from the above chart, continue reading for other ways to find it. Even if you found your number above – you may want to double check the accuracy with a second method below.
Why Do You Need Your Chase Bank Routing Number?
Do you need your Chase routing number? Why and when would you need the number?
There are a few reasons why you might need a bank routing number. For example:
Are you trying to set up a direct deposit for a new job? If so, you’ll need to provide your bank’s routing number so that your employer can deposit your paycheck into your account.
Are you trying to send money to someone? If you are transferring money to another person’s bank account, you will need to know their routing number.
What about when you are opening up a new bank account, how will you fund the new account? If you are setting up a new bank account, you will need to provide the routing number for your old account so that your bank can transfer your funds.
Are you trying to set up automatic bill payment? You’ll also need to provide your bank’s routing number when you’re setting up automatic electronic payments or making other types of financial transactions.
When filing your taxes electronically, you may want to use your Chase bank account number to receive your tax refund electronically.
Remember, a bank’s routing number is a 9-digit code that uniquely identifies the bank. No matter the reason you are looking for your Chase routing number, we’ll help you find it. Above is a list of all the routing numbers by state, and below are alternative ways to find your routing number for your Chase bank account.
Remember, your ABA routing number will be based on the state in which you opened your account. It’s not where you live now. And if you don’t remember, follow one of the steps below and do not use the above chart.
How Can I Find My JP Morgan Chase Routing Number?
The above chart is the quickest way for you to find your Chase routing number, but not the only way. As a matter of fact, I suggest you use one of the methods below to double check the accuracy to be safe.
There are a few alternative ways that you can find your Chase bank routing number. One way is to look at your online bank statements. The routing and account number will be listed together on the top or bottom of the statement. The ACH routing number is usually to the left of your checking account number. Another way to find your routing number is to login to your online banking account and look for the routing number under the “account information” section. You can also always call Chase customer service and they will be able to give you your routing number.
Finding The Bank Routing Number on Your Paper Check
It’s become a lost art, but do you know how to read a paper check? If so, great and skip to the next paragraph. But if you are like most people, you may have questions on how to read a check. If so – I made a great yet simple guide that you can catch up on here – HOW TO READ A CHECK
Congrats – if you have a personal check handy, you already have your ABA routing number that you need!! If you want to step away and grab your checkbook, I won’t go anywhere – you can pick up right where you left off…
You may have always noticed on the bottom of your official bank checks are a bunch of numbers – I know very technical right? Usually we ignore these numbers, but banks and their computers sue them to know where to take money out of or send to, when we are transferring money into and out of our bank accounts.
These numbers consist of the routing number, our specific account number, and the four digit check number.
- The first set of numbers on the bottom left are the routing number that you came here looking for. It will be nine digits long. You can use this American Bankers Association Routing Number lookup tool to confirm it matches your bank.
- The number to the right of this nine-digit code, usually a bit longer, will be your account number
- The number to the bottom right is your standard check number, usually four digits.
How to find your bank routing number for Chase without a checkbook? What if you don’t have a physical checkbook?
There are still several ways that are just as easy for you to find what you are looking for. And I am here to help you.
You can check the bank’s mobile app, go online to their website, call customer service, go into a local branch location or call them, or check your bank statement.
Using the JP Morgan Chase Bank App
Like most younger people, you may no longer use a checkbook or paper checks. Instead you do your banking via the Chase mobile app.
Step 1 – Open and use the Chase app and sign in
Step 2 – Click on your account
Step 3 – Click on “Show Details”
Step 4 – You can now see both your Chase bank routing number and your bank account number on the screen in your account details.
Visiting The Official Chase Bank Website
You can get your chase bank routing number by signing in to www.chase.com.
You will want to look for your account number that will be by your account information – this should be at the top box.
- First, you will want to sign in to your account at www.chase.com
- Look for the last four digits of your account number (by the top box). This should be over your account information
- Next, you will click on “Full Account Number” to show your full account number and your Chase bank routing number that you were looking for
Check Your Paper Bank Statements
You may still get your monthly bank statements mailed to you. If so, go grab a recent copy of your statement. If instead, you get a pdf emailed to you, feel free to pull up an email now.
By checking your bank’s monthly statement, you may be able to find your routing number along with your account number. This is typically located on the top right of your bank statement
Call Your Local Bank Relationship Manager
You can always stop by or call your local Chase bank branch and ask for the information you are looking for. They should be able to pull up your account information and answer any of your questions, fairly quickly. This may be the most accurate way to get the information.
By Calling Chase Bank Customer Care
If for some reason you still cannot access your Chase routing number, you may have to resort to picking up the phone and calling customer service. Ironically, this may be the slowest way of actually finding out your number.
- You can contact Chase bank customer service at (800) 935-9935 24 hours a day, 7 days a week.
- If you are outside the US at the time, you can call (713) 262-3300
- If you prefer to call mobile or online banking customer support, you can call (877) 242-7372
- For convenient accessible banking, you can dial 711 for customer assistance
Checking A Local Bank Routing Number Directory
- LexisNexis is the official registrar of ABA Routing Numbers.
- By going to the website of the official Federal Reserve Banks E-Payments, you will be able to obtain your routing number as well
- You can also see routing numbers by state on Chase’s website.
Bank Routing Number vs Account Number
Whenever you transfer money to or from your bank account – you will need to not just provide your routing number, but also your bank account number as well. Why?
Well, your routing number just tells them which BANK to send the money to, or take the money from. The bank account number tells them specifically which account to deposit or withdraw the money from.
What If I Can’t Find My Routing Number Anywhere?
The good news is you are not completely out of luck, even if you can’t find your routing number for your Chase bank account? The first two are old-school traditional ways and the third way is more common among the younger generations.
You can still send and receive money using some common, easy ways below:
Digital or E-Wallets:
Use whatever app you already have on your phone, add money to your mobile wallet or link a bank account or credit/debit card.
Use a Money Order
You can walk into a local bank, post office, Wal Mart etc and send a money order directly to someone. Unfortunately, this is a slow process, but it still works and is fairly safe still.
Money Transfer Services
You can send money quickly and safely using a service such as Western Union or TransferWise..
Chase Routing Numbers For Wire Transfers
Up until now we were talking about the ABA routing number code for ACH transfers, or bank to bank transfers. But what if you need to send or receive a wire transfer? Thankfully, it is a much simpler system than what we have gone over so far.
Unlike the bank to bank transfer information, the code for a wire transfer will be different. This time there are just TWO numbers. One for domestic wire transfers and the second one for international wire transfers. That’s it – much easier isn’t it?
Wire transfers are also faster than an ACH transfer, but unlike an ACH transfer there will typically be a fee for a wire transfer. An incoming wire transfer can cost you $15-$20, while an outgoing wire transfer can cost $30-$40.
So What Information Do I Need For a Wire Transfer With Chase Bank?
- Domestic wire transfer within the United States or Wire Routing Transit Number – 021000021 (aka wire routing number Chase)
- Wire Transfer forms outside of the US, to an account in the US – 021000021
- For international transactions and wire transfers, a SWIFT code is used instead of a routing number.: International transfer (SWIFT/BIC Code) – CHASUS33
|Wire Transfers Domestically From Inside US||Wire Transfers From Outside US to Inside US||SWIFT Code|
Here is the rest of the information that you may need to provide If you’re receiving a wire transfer
|Bank Name||JP Morgan Chase Bank, NA|
|Bank Address||270 Park Avenue New York, NY 10017(regardless of where your account is located)|
|BNF/Field 4200Beneficiary account number||Your complete Chase Bank account number(including leading zeros)|
|Beneficiary/receiver account name & address||The name and address of your account (as it appears on the statement)|
Anytime that you are the one sending a wire transfer to someone else, always confirm the details prior to sending in the request. You cannot undo a wire transfer, so be extra cautious when wiring money.
Wire transfers are perhaps the fastest and safest way to send large sums of money. A wire transfer can take up to a day or two to complete, but usually can happen within minutes nowadays. It is safe to assume the electronic transaction will complete as a same-day deposit.
Chase Bank Wire Transfer Routing Number
If you need to transfer money to someone domestically, you will need them to provide you the following information;
- Their name (as per their receiving account)
- The recipient’s routing number and account number, for where you should send the wire transfer
- The recipient’s complete bank mailing address
- Sometimes a note for the reason of the wire transfer is required, as in the form currency.
Provided you send the wire transfer request prior to 4 PM EST cut-off time (5 PM for business transactions), you can expect the request to go through the same day. If it is after 4 PM EST, you can expect the wire transfer to process the next business day. This is important to be aware of if the request is time critical.
Double-check Your Routing Number
Before completing ANY financial transactions – be sure that all of the above information is not only correct, but double check it a second time. If you get the routing or account number incorrect, your money will go to the wrong place!
Can Routing Numbers for Chase Bank Change?
Yes. Chase Bank is headquartered in New York City, but has branches all over the US. Like all banks, they didn’t start as a massive international bank, but instead grew by buying other regional banks. This leads to larger banks having many routing numbers.
How many numbers is a Chase account number?
The Chase routing number is nine digits long – this is no different than any other bank in the U.S. The fact that gets confusing for many Chase bank customers is trying to differentiate between this number and their account number. Please read my article on How To Read A Check Routing Number & Account Number
Does a Chase Credit Card Have a Routing Number?
No, Chase credit cards DO NOT have a routing number. The reason is that routing numbers are for bank accounts, and not credit cards. Instead, credit cards use a 16 digit account number that serves a similar purpose. The account number serves the same purpose, and the security code and expiration date serve as additional layers of security.
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The Chase routing number is used to identify the bank and location where your account was opened. The routing number is nine digits long, and each group of numbers have a specific meaning and purpose. You may hear the routing number also referred to as an RTN number, routing transit number or ABA routing number.
Q: Where can I find the routing number on a check?
A: The routing number on a check is always the 9-digit number located at the bottom left corner, followed by the account number and check number.
Q: Do different accounts with Chase have different routing numbers?
A: Yes, Chase uses different routing numbers for different types of accounts, such as checking or savings accounts. It is important to ensure that you have the correct routing number for the specific account you are using.
Q: What is the routing number for international wire transfers with Chase?
A: The routing number for international wire transfers with Chase is different from the domestic routing number. It is also known as the SWIFT code, which is CHASUS33. Make sure to use this number for international wire transfers.
In conclusion, the routing number is a vital piece of information that allows for seamless and secure money transfers between bank accounts. It consists of nine digits and serves as an electronic address for your bank. Knowing your Chase routing number is crucial for various transactions, such as direct deposits, online payments, and wire transfers.
You can find your Chase routing number in several places, including your paper checks, the Chase mobile app, the Chase website, by contacting customer service, or visiting a local Chase branch. Having this information at hand will save you time and ensure that your financial transactions proceed smoothly.
The routing number is used to transfer, wire or ACH money from one person or business to another. The nine-digit number looks like this:
- 1st 4 numbers = Location
- 2nd 4 numbers = Bank
- Last Number = Check Digit
We hope this guide has provided you with the necessary knowledge to easily locate your Chase routing number. Now that you have this essential information, you can confidently navigate your banking affairs without any stress or confusion.
We would love to hear from you! Did you find this article helpful? Do you have any additional tips or experiences to share regarding Chase routing numbers? Feel free to leave a comment below and join the conversation.
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