InvestingBankingWhat is Chime Bank Name And Address? Why and When You Need...

What is Chime Bank Name And Address? Why and When You Need them

Chime Bank Name and Adress? Chime is not a bank, but a FinTech company that partners with established institutions like The Bancorp Bank, N.A. and Stride Bank, N.A. to bring you reliable banking services.

We are audience supported - when you make a purchase through our site, we may earn an affiliate commission.

Are you tired of traditional banking and looking for a fresh, digital way to manage your money? You’re not alone. In fact, a recent survey found that 60% of Americans are considering switching to online banking platforms. Enter Chime, a game-changer in the world of financial technology.

So, what’s the actual bank name and address linked to your Chime account? Don’t fret; you’re in the right place to find out. Contrary to popular belief, Chime itself isn’t a bank. It’s a Fin Tech company that partners with established institutions like The Bancorp Bank, N.A. and Stride Bank, N.A. (both FDIC-insured banks) to bring you reliable banking services.

But how do you know which bank name, and related address to use for setting up your direct deposit or transfer? I won’t make you scroll forever for those answers, I promise. Within a minute you will know exactly which Chime bank address to use for your account. As well as the associated Chime address for that bank name.

Quick Links And Answers

Important Takeaways: Chime Bank Name and Chime Address

Why is this so important? Knowing the correct bank name and address ensures a smooth direct deposit setup, saving you time and potential headaches down the line.

Information NeededDetails
Chime’s NatureFinancial Technology (FinTech) Company
Bank PartnersEither Stride Bank N.A or The Bancorp Bank
Stride Bank N.A Address324 W Broadway Avenue, Enid, OK, 73701
The Bancorp Bank Address6100 S Old Village Place, Sioux Falls, SD, 57108
Direct DepositAvailable with Early Access to Funds
Customer Support1-844-244-6363

This table serves as a quick reference for the Chime bank name and address, as well as other essential details. In addition, you will need the bank routing number:

  • Chime (partnered with Stride Bank N.A.): Routing Number – 103100195
  • Chime (partnered with The Bancorp Bank): Routing Number – 031101279

Feel free to refer back to it as you navigate through the rest of the article.

Ready to simplify your financial life with Chime? Keep reading as we dive into the nitty-gritty details…

Subscription Form (#3)

Why & When Do I Need The Chime Bank Name And Address

I want to be clear, Chime is not a bank branch – but instead a consumer software company with a technology platform that partners with and relies on partner banks.  Chime is reputable & legit company in California and operates primarily through its website and mobile app.

There are several key reasons why you may need the official banking information for where your Chime account services are supported. Having this handy enables you to:

  • Set up direct deposits of paychecks, tax refunds, government benefits, or other regular payments
  • Fill out IRS forms and securely pay taxes, avoiding potential penalties
  • Enter correct bank details for transferring funds via ACH or wire
  • Verify accurate bank account information for financial identity authentication
Chime Bank Name and Address Information

And without the proper bank name and address linked to your Chime services, you run the risk of:

  • Direct deposits and transfers getting rejected or lost
  • Tax forms with incorrect bank data raising red flags
  • Significant delays, headaches, or extra steps in accessing your money

So in short, documenting the details on the banking institution actually facilitating your Chime transactions allows everything to flow smoothly. When you likely need this info for key activities, rest assured it is easily accessible with a little guidance.

Now you may be wondering, if I have an account with Chime, why do I need to know specifics on their underlying bank partners? This brings us to…

So What Do I Actually Call This Thing? Getting Clear on Chime Bank’s Real Name

You know Chime for its slick mobile banking tools and innovative approach to managing money. But when it comes time to fill out serious paperwork tied to your hard-earned dollars, things can get confusing fast.

Like, what do you even call Chime…officially?

Is it still just “Chime” when you’re setting up that crucial direct deposit or wiring money to your cousin overseas? Or is there some technical banking name you need to use instead to keep things running smoothly?

I faced this same question a while back when switching a clients previous employer’s paychecks over to their new Chime Spending Account. And let me tell you – citing the wrong banking name definitely triggered some headaches!

The transfer was rejected twice before payroll could figure out how to handle an account not with a mainstream brick-and-mortar institution.


Chime is not a bank, remember?  You do not list Chime as your bank name when asked to provide direct deposit information.

History of Chime the company

So from my experience, getting Chime’s official name right matters big time. Here’s your cheat sheet:

  • If your Spending Account mentions The Bancorp Bank, use “The Bancorp Bank” on financial docs
  • If your Spending Account mentions Stride Bank, N.A., use “Stride Bank, N.A.”

Yep, it’s one of those two longstanding institutional names you’ll need for handling any banking admin tied to your Chime services.

I know, so much less fun to spell out than snappy ol’ “Chime.” But taking the extra seconds to get the legit name right means no delays or hiccups with your hard-earned money.

So be like me and keep this handy guide on Chime’s real banking names somewhere easily accessible in your files. You’ll be glad to have the clarity next time you’re filling out a money form!

Why Does Chime Work With Their Bank Partners?

While Chime represents the future of digital banking with an industry-leading mobile app, they still partner with traditional banks for underlying services as we’ve discussed.

As a mobile-first financial platform, Chime collaborates with two reputable banks to provide the infrastructure, systems, and regulations to power its banking services smoothly.

The Bancorp Bank is headquartered in Sioux Falls, SD and Stride Bank operates out of Enid, OK. These long-standing institutions lend their operational support, technology, and expertise to fuel Chime’s customer offerings.

Understanding the geographical footprint and operational jurisdiction of these banks provides helpful context on where your money lives. Rest assured your funds are custodied at FDIC insured institutions boasting stability and long histories in America’s heartland.

By pairing its user-friendly digital experience with the backbone of traditional banks for account management, funds custody, and transaction processing, Chime delivers robust banking products with peace of mind.

Now let’s explore where exactly you can find the bank name and address associated with your Chime account…

Subscription Form (#3)

Where To Find The Official Chime Bank Name And Address

When setting up direct deposits or filling out financial paperwork, getting Chime’s bank name and address right is crucial to avoid any issues with transactions down the road. But where exactly can you locate this official banking information?

As mentioned just above, Chime partners with two established banks to provide the infrastructure and services that power its platform – The Bancorp Bank and Stride Bank, N.A. The bank your Chime spending and savings accounts are associated with determines which bank name and address you should use.

Chime Bank Name

Chime Bank Partners Stride Bancorp
Bank NameAccount Number Format
The Bancorp Bank8 digits
Stride Bank, N.A.10 digits

Note: Your Chime account number can be found on the “Move Money” tab of the Chime app or website.

What Bank Does Chime Use? Which Bank Do I Use? Bancorp or Stride?

How do I know if I need to list Stride or Bancorp then?

    1. To figure out which bank your accounts are tied to, first log into your Chime mobile app or online account dashboard.
    2. At the top of the dashboard overview page, you’ll see a message indicating either “Chime Spending Account with The Bancorp Bank” or “Chime Spending Account with Stride Bank, N.A.”
    3. Use the name and address details for whichever bank is referenced there.

    You can also double check by looking at a printed check from your Chime checking account. In the upper left corner, it will state the name and address of the corresponding bank partner.

Here are the details on each of Chime’s two banking partners.
For Chime Direct Deposit – Chime bank name, city and state, and zip code

Chime Bank NameChime Bank AddressBank City, StateZip Code
Stride Bank N.A324 W Broadway AvenueEnid, OK73701
The Bancorp Bank6100 S Old Village PlaceSioux Falls, SD57108
What address to use for Chime Bank

So in summary:

  1. Log into your Chime account dashboard
  2. Locate the message at the top noting “Chime Spending Account with [Bank Name]”
  3. Use the address details for that Bankcorp Bank or Stride Bank, N.A.

Other ways that you can find your Chime bank name and address include:

  • Look at the back of your Chime debit card.
  • Look in your account agreement for the bank name.
  • Chime phone number: you can call Chime customer service any time, any day at (844) 244-6363.  To speak with an agent press 9, then 9 and stay on the line
  • Email Chime customer service at
  • You can try to chat with Chime, which is available as a chat icon at the top top right corner of the Chime app home screen. 

Having fast access to this banking information means no disruptions to getting your hard-earned money where it needs to go.

Chime Address: Where Are Chime and Its Banking Partners Located?

As we learned earlier, Chime partners with two established banks – The Bancorp Bank and Stride Bank, N.A. – to provide the infrastructure for its innovative digital banking services. But where are these key players physically located? Which address should you use?

Understanding the geographical headquarters and operations footprint of Chime and its backing banks gives helpful context on where your money is custodied and how transactions are facilitated.

Chime Headquarters: San Francisco, California

As a mobile-first company, Chime bases its technology innovation hub and leadership teams out of San Francisco. So the center of excellence developing the award-winning experiences customers enjoy is anchored in the Bay Area tech ecosystem.

  • 101 California Street, Suite 500, San Francisco, CA 94111

The Bancorp Bank Headquarters: Sioux Falls, South Dakota

With over 20 years of banking expertise, The Bancorp Bank provides essential systems to enable Chime’s seamless account services. Their operational headquarters in South Dakota gives Chime the benefit of stable Midwestern infrastructure.

  • The Bancorp Bank 6100 S Old Village Place Sioux Falls, SD 57108

Stride Bank, N.A. Headquarters: Enid, Oklahoma

Backed by over 100 years of banking legacy in the plains, Stride Bank lends their substantial financial capabilities to power Chime’s platform. Their base of operations in Enid, Oklahoma represents deep roots in America’s heartland.

  • Stride Bank, N.A 324 W Broadway Ave Enid, OK 73701

In summary, while Chime represents the future of digital banking convenience, make no mistake – established banks with lengthy histories and geographical reach still provide the vital foundations. Understanding all partners involved delivers confidence and transparency.

Using The Correct Chime Routing Number

Chime Routing Number
Chime Bank Routing Number

With Chime, you can deposit checks and direct deposit into your account quickly and easily. All you need is the Chime bank name, Chime bank address, your account number and Chime Bank routing number.

When it comes to routing numbers, it’s important to note that the specific bank your account is associated with determines which routing number you should use for various transactions. To make things easier for you, here’s a handy chart that outlines the routing numbers based on the respective banks:

Stride Bank, N.A103100195
The Bancorp Bank031101279
Chime Bank Routing Number

If you’re uncertain about which routing number to use or need further assistance, don’t hesitate to reach out to Chime Bank’s customer support.

By using the correct Chime routing number associated with your Chime account, you can ensure smooth and secure transfers, direct deposits, and other financial transactions.

It is absolutely vital that you are careful when sending money to a Chime account – there are different bank addresses and different routing numbers specific to your account!!

You would use this information along with the Chime bank name assosciated with your account that we discussed earlier. And be sure to include the appropriate Chime bank address with it asx well!

Streamlining Chime Bank Services: Effortless Check Deposits and Customer Support

One of the many conveniences Chime offers is the ability to deposit checks right from your smartphone, without needing to visit a bank branch. Simply log into your Chime mobile app, endorse the back of your check by signing it, and snap photos of the front and back.

The funds are usually available within minutes!

Setting Up Chime Direct Deposit

Partner BankBank Name for Direct DepositBank Address for Direct Deposit
Bancorp BankThe Bancorp Bank, N.A.6100 S. Old Village Pl. Sioux Falls, SD 57108
Stride BankStride Bank N.A.324 W Broadway Ave Enid, OK 73701
Chime Direct Deposit Address for Bancorp or Stride Bank

Looking to set up a direct deposit payment, wire transfer money to friends or simply deposit a check into your Chime account?  If so, you will need a few things to get started:

  • Your Chime routing number
  • Your Chime bank account number
  • The Chime bank name & address 
1Download the Chime mobile app and log in to your account
2Tap on “Move Money” and select “Deposit a Check
3Enter the check amount and take a photo of the front and back of the check
4Verify the check information and submit the deposit
5Wait for the Chime deposit to hit your account (usually within 1-5 business days)


How to Easily Deposit Checks Using Chime Mobile App’s Mobile Check Deposit Feature

To use Mobile Check Deposit, follow these steps:

  1. Log in to the Chime mobile app.
  2. Navigate to the “Move Money” tab.
  3. Select “Deposit a Check” from the options.
  4. Follow the prompts to take a picture of the front and back of the check. Make sure all four corners of the check are visible in the photos.
  5. Enter the mobile check deposit amount and confirm the correct deposit information/deposit details.
  6. Submit the deposit for review.

Chime Check Deposit Services

I recall one time I forgot about a reimbursement check in my briefcase for weeks. When I finally found it, I dreaded having to adjust my busy schedule to get to the bank during their limited hours just to deposit a check.

With Chime, I uploaded the check in seconds while on my lunch break and had the money available almost instantly to pay some bills coming due. It was incredibly convenient not needing to go anywhere or wait around.

The mobile check deposit process with Chime is seamless, but it’s still important to endorse properly and capture clear photos in adequate lighting. This avoids any processing issues that may delay your money being available. So make sure to sign the back clearly and keep your camera steady!

Remote Bank Check Deposit

Chime Customer Assistance

While mobile banking saves you trips to physical bank branches, questions or issues can still come up where you need to reach an actual human. Fortunately, Chime’s customer experience team offers responsive support through their app, website chat, email, phone, and social media channels.

I recommend saving Chime’s customer service number (1-844-244-6363) directly in your smartphone to have handy just in case.

Whether you run into an error depositing a check or have questions about your account, Chime’s 24/7 assistance is there when you need it. Plus they have over 500+ rave customer service reviews online confirming their helpfulness.

Chime Bank Account Information and Location Details: Everything You Need to Know

When setting up direct deposits or linking external accounts, having the right routing number for your Chime Spending Account is crucial. This 9-digit code identifies the banking partner facilitating your Chime services – either The Bancorp Bank or Stride Bank N.A.

Chime Bank Routing and Account Information

  • You can find the routing number printed on the bottom of any Chime paper checks or by logging into your account dashboard
  • and clicking on “Move Money
  • then “Link Account
  • Be sure to verify the number for whichever bank backs your particular account before providing it for transactions.

Additionally, government forms may require the official name of the bank itself, such as “The Bancorp Bank” or “Stride Bank, N.A.”

Check your Chime debit card as well for the issuing bank name. Citing the correct financial institution is key for smooth direct deposits, tax payments, and other money movements.

Chime Bank Online and Mobile Banking: Effortless Access and Account Management

If you’re considering using Chime’s mobile check deposit feature, you may be wondering if the funds are available instantly. The answer is not a simple yes or no, as it depends on a few factors.

If you need money quick, read my recent articles

Chime Mobile App and Website Usage

Chime’s user-friendly mobile app makes it simple to manage your money on the go. Deposit checks, track spending, set savings goals, pay bills and more all with just a few taps. Biometric login like fingerprint or face ID helps ensure secure, hassle-free access.

Complementing the app, offers a full-featured online banking dashboard. Check your latest transactions, statements, and account details. Even chat with customer support or reach out to Chime’s financial advisors right from your web browser.

Chime Bank Account Management

Keeping your account profile information current ensures all activity from direct deposits to debit card purchases happens smoothly. Log in anytime to update details like your name, address, phone number, email and statement preferences.

Your unique 8-digit Chime account number is key for verification when contacting support. Having it handy saves time getting questions answered or issues resolved quickly.

Chime Bank Deposits and Transactions

Remote Check Deposit Using Mobile Phone
Remote Check Deposit Using Mobile Phone

Chime’s mobile check deposit feature means easy, convenient access to your funds. Endorse the back and snap pics of the front and back – available typically in minutes! Just be sure to capture the images clearly in good lighting.

You can deposit up to 10 checks per month up to $10,000 each when signed up for direct deposit. Without it, limits change to just 5 checks a month. So connecting automated payroll or benefits deposits lets you deposit more paper checks when needed.

For details on Chime transfer limits, read my recent article CHIME TRANSFER LIMIT & CHIME TRANSFER TIME

Chime Bank Contact and Identification

Should any questions come up, Chime’s customer service is readily available with responsive, knowledgeable support online or by phone at 1-844-244-6363. Having their contact information handy helps get the timely assistance you deserve as a Chime member.

Next Steps: Using Chime Bank Name & Address

So, you’ve made it to the end of our deep dive into Chime’s banking details! First off, thank you for your time and engagement. Your interest in optimizing your financial life is commendable.

In summary, Chime is not a bank in the traditional sense; it’s a Financial Technology (FinTech) company that partners with Stride Bank N.A and The Bancorp Bank. Knowing the bank address of these partners is crucial for setting up direct deposit, which in turn offers you early access to funds.

Why does this matter? Well, accurate information ensures a smooth financial experience, from direct deposits to customer service inquiries. It’s all part of making your life easier and your financial management more efficient.

So, are you ready to make the most of your Chime account now that you’re armed with all this information?

If you found this guide helpful, don’t miss out on more tips and tricks to manage your finances better. Sign up for our newsletter for exclusive financial content!

Again, thank you for your time and engagement. Your financial well-being is our top priority. Until next time, take control and prosper!

Subscription Form (#3)
  • Sharing the article with your friends on social media – and like and follow us there as well.
  • Sign up for the FREE personal finance newsletter, and never miss anything again.
  • Take a look around the site for other articles that you may enjoy.

Note: The content provided in this article is for informational purposes only and should not be considered as financial or legal advice. Consult with a professional advisor or accountant for personalized guidance.

Michael Ryan
Michael Ryan
Who Am I? I'm Michael Ryan, a retired financial planner turned personal financial coach. And author and found of blog. My advice is backed by decades of hands-on experience in finance and recognition in esteemed publications like US News & World Report, Business Insider, and Yahoo Finance. 'here'. Find answers to your financial questions, from budgeting to investing and retirement planning, on my blog My mission is to democratize financial literacy for all.