After nearly 30 years of helping clients set up their financial lives, I’ve seen how a simple 9 digit number can cause major headaches. A wrong routing number can mean a delayed paycheck, a missed bill payment, or a rejected tax refund.
Let’s clear up all the confusion about the Dollar Bank routing number right now.
The most common mistake people make is finding an old or incorrect number online.
This guide is your single source of truth, verified directly with Dollar Bank’s official resources.
For virtually all electronic transactions like direct deposits, automatic bill payments, and tax filings (ACH transfers), the routing number you need depends on where you opened your account:
- The Dollar Bank routing number for Pennsylvania (PA) and Ohio (OH) is 243074385.
- The Dollar Bank routing number for Virginia (VA) is 251481423.
These are the only two numbers you will need for standard electronic banking. The number for wire transfers is different and should be used only for that specific purpose, which we’ll cover below.
Key Takeaways Ahead
The Only Dollar Bank Routing Numbers You Need
To make this simple, here is a clear breakdown. We will also list the Dollar Bank routing number and account number location on a check in the next section.
| Transaction Type | State Where Account Was Opened | Routing Number |
|---|---|---|
| ACH Transfers (Direct Deposit, Bill Pay, Tax Refunds) |
Pennsylvania & Ohio (Includes Pittsburgh, PA and Cleveland, OH) |
243074385 |
| ACH Transfers (Direct Deposit, Bill Pay, Tax Refunds) |
Virginia | 251481423 |
| Domestic Wire Transfers (For sending or receiving wires) |
All States (PA, OH, VA) | 043000101 |
How to Find and Verify Your Dollar Routing Number
While the numbers above are correct, it’s a smart habit to verify them for your specific account. Here is a simple Dollar Bank routing number lookup guide.
- Look at Your Check:
This is the most reliable method. The routing number is the nine-digit number printed in the bottom-left corner. - Log in to Online Banking:
Your routing number is typically displayed in your account details or summary section on the Dollar Bank website or app. - Check Your Bank Statement:
The number is often printed on the first page of your official account statement. - Call Customer Service:
You can call Dollar Bank directly at 1-800-242-2265 to confirm the number with a representative.
Their e-mail address is customerservice@dollarbank.com
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Why Are There Two Different Dollar Bank Routing Numbers?
You might be wondering, “could the Dollar Bank routing number be different depending on the city?” The answer is yes, based on the state.
It’s a common practice for regional banks. The American Bankers Association (ABA) assigns these numbers, also known as the Dollar Bank ABA routing number, to ensure transactions are processed efficiently.
- Regional Processing:
Using different numbers for the Dollar Bank routing number in Pennsylvania and the Dollar Bank routing number in Virginia helps the bank sort and process transactions for different Federal Reserve districts. - Transaction Type:
The most important distinction is between ACH and Wire transfers. They use different banking networks. Using the wire number for your direct deposit will cause it to fail.
The Dollar Bank wire routing number (043000101) is exclusively for wire transfers. Using it for an ACH transaction like your paycheck direct deposit will result in a rejection. For all payroll and automatic payments for your account in Cleveland, Ohio or Pittsburgh, PA, you must use 243074385.
How to Use Your Routing Number (Step-by-Step)
Here are the most common situations where you’ll need your routing number:
- Setting Up Direct Deposit:
Provide your employer with your account number and the correct ACH routing number for your state (243074385 for OH/PA, 251481423 for VA). - Automatic Bill Payments:
When setting up automatic payments for your mortgage, car loan, or utilities, you will need your account and ACH routing number. - Tax Refunds:
Use the correct ACH routing number on your tax forms to ensure the IRS can deposit your refund directly.
What If My Direct Deposit Is Late?
This is a common concern. If your paycheck hasn’t appeared, first double-check the routing number you gave your employer. A single wrong digit can cause a rejection. If the number is correct, contact your employer’s payroll department to confirm they sent the payment, then call Dollar Bank to see if there is a processing delay on their end.
You can find more troubleshooting steps in my guide, Why Is My Direct Deposit Late?.
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A Final Note on Your Dollar Bank Account Number
Your account number is the unique identifier for your specific account (checking or savings). It is found on your check to the right of the routing number. Never share your account number publicly. While the routing number identifies the bank, the account number directs money into your personal account.
If you have a joint account and need to remove a name, you cannot simply update the name. You will need to contact Dollar Bank to close the joint account and open a new individual account.
