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Picking the Best Rewards Credit Card for You: 2026’s Smart Approach

Ever feel like your credit card rewards are just buying you a cup of coffee when they should be funding a flight? You're not...

Picking the Best Rewards Credit Card for You: 2026’s Smart Approach

Ever feel like your credit card rewards are just buying you a cup of coffee when they should be funding a flight? You're not...

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Picking the Best Rewards Credit Card for You: 2026’s Smart Approach

Ever feel like your credit card rewards are just buying you a cup of coffee when they should be funding a flight? You're not...

15 Minute Monthly Financial Wellness Check In & Worksheet

Last week a client sat across from me and said something I hear at least twice a month. She had no idea where her...

Psychology Backed Financial Goals Worksheet. Behavior Meets Strategy

In my 25+ years as a financial planner, I've learned a powerful truth: the clients who succeeded weren't the ones with the most complex...

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Understand Financial Planning Process: A Clear Path to Your Financial Goals

Alright, let's skip the usual pleasantries. I'm Michael Ryan, and for over 25 years, I wasn't just a 'financial planner' – I was in...

The Best Finance Books For Beginners 2025: Money Management

Ever feel like everyone else got the secret money manual, but you're stuck guessing? You're not alone. And more importantly—you’re not behind. Everyone starts somewhere,...

The Best Books For Getting Out of Debt in 2026: Are You Ready?

Hi, I'm Michael Ryan, and after 3 decades as a financial planner. I've seen it all: the crippling weight of student loans, the anxiety...

Discover the Best Money Mindset Books 2025

Ever notice how some people seem naturally good with money while others struggle? After guiding over 1,000 families through their financial journeys, I've discovered...

The Enduring Legacy of “The Wealthy Barber”: A Modern Review

I'm Michael Ryan, a retired financial planner with 25+ years of experience. Having guided over 1,000 families toward financial stability. Throughout my career, I’ve...

How to Calculate Your Liquid Net Worth: A Calculator & Guide

Let's discuss liquid net worth—the cash you can access right now, not long-term investments like real estate. Your liquid net worth is the cash and...

Understanding Liquid Net Worth: Definition, Calculation, and Liquid Assets

Did you know that even billionaires like Jeff Bezos might find it challenging to access a significant portion of their wealth instantly? Despite astronomical net worth...

Financial Advisor vs. Financial Planner: Which Is Right for You in 2025?

Standing at the crossroads of your financial journey, you face a critical decision: do you need a financial advisor vs. a financial planner? Choosing...

Does Chime Work With Cash App? A Planner’s Step-by-Step Guide 2025

Yes, Chime works seamlessly with Cash App. You can link your Chime Spending Account and debit card to transfer money between both platforms. As a...

Vanilla Gift Card Zip Code Not Working? Here’s How to Fix It Fast

Picture this: You're thrilled about making an online purchase—a gift for a loved one or perhaps treating yourself. You eagerly enter your Vanilla Gift...

Can You Combine Visa Gift Cards Into One Visa Gift Card? What Works & What Doesn’t in 2026

As a financial planner for nearly 30 years, I've taught my clients that the secret to building wealth lies in managing the details. One...