We are audience supported - when you make a purchase through our site, we may earn an affiliate commission. Learn more


How To Add Visa Gift Card to PayPal Account – Transfer Prepaid Gift Cards Fast!

Have unused Visa gift cards collecting dust? What if you could unlock their full value and spend those balances anywhere PayPal is accepted? Well, you’re in luck…  Let’s learn how to add Visa Gift Car to PayPal account today!

Did you know Americans purchased over $15 billion in gift cards last year, but failed to redeem over $21 billion in 2022? That’s an average of $175 PER PERSON!! Don’t let your gift cards go to waste. This guide will show you how to quickly add any visa gift card into your PayPal wallet so you can spend the full balance.

When Mike received a $100 Visa gift card for his birthday, he let it sit in his desk drawer for months. He assumed he could only use it for online shopping. It wasn’t until a friend showed Mike how to add the card to his PayPal account that he realized he could spend that balance at millions of retailers worldwide.

Why don’t you “Be Like Mike”?  You can unlock the full potential of unused gift cards by linking them to your PayPal wallet.

Here’s a step-by-step guide to getting more value from visa gift cards you thought were collecting dust.

Trying to spend a leftover visa gift card balance can be like searching for a needle in a haystack. Traditional workarounds are time-consuming and limiting. But what if consolidating gift cards into your PayPal account was as easy as withdrawing cash from the ATM?

This guide will show you how to seamlessly integrate visa gift cards into your PayPal wallet in minutes. You’ll wonder why you didn’t link them sooner!

Why Add Visa Gift Cards to PayPal?

PayPal makes it easy to use prepaid and gift cards just like a traditional debit or credit card.

It allows you to register nearly any Visa gift card, such as a Vanilla gift card, on their platform and use it as a funding source for payments.

Here are some of the biggest benefits of adding gift cards to your PayPal account:

  • Use gift card funds anywhere PayPal is accepted – online, in apps, and in millions of stores.
  • Easily manage multiple gift cards in one place by adding them to your PayPal wallet.
  • Transfer gift card balances to your PayPal balance to consolidate funds.
  • How to use PayPal? Withdraw cash from gift cards at ATMs when linked to PayPal.
  • Avoid monthly fees or expiration of unused gift card balances.
  • Send gift card information and funds to other PayPal members quickly and easily.
  • Shop online at thousands of merchants using gift card balances.

So if you have Visa gift cards with balances remaining, adding them to PayPal allows you to get the most value from those unused funds.

How To Transfer Money: Can You Add a Visa Gift Card To Papal?

PayPal allows you to add just about any prepaid or gift card as long as it has the Visa, Mastercard, American Express, or Discover logo. This includes:

  • Visa gift cards purchased from stores and restaurants.
  • General-use prepaid Vanilla Visa gift cards and Mastercard gift cards.
  • Retailer-specific gift cards like Amazon or Best Buy.
  • Virtual and eGift cards.
  • Reward and loyalty program gift cards.
  • Prepaid credit or debit cards like payroll cards or government benefit cards.

So you have lots of options! As long as the card says Visa, Mastercard, American Express, or Discover on it, PayPal will let you add and use it.

How to check your Visa Gift card balance


The one exception is merchant-specific gift cards that do not have one of those payment network logos. For example, a Starbucks gift card without a Visa logo could not be added.

How to Add Visa Gift Card to PayPal Accounts

How To Add Visa Gift Card to PayPal Account
How To Add Visa Gift Card to PayPal Account

Ready to get started adding gift cards to your PayPal wallet? Here’s how to add Visa Gift Cards to PayPal,  the step-by-step process:

Step 1: Log In to Your PayPal Account

First, you’ll need to log in to your PayPal account online at www.paypal.com or using the mobile app.

If you don’t already have an account, you can sign up for free in just a few minutes.

Step 2: Access Your PayPal Wallet

From your PayPal account overview page, click on the “Wallet” tab to access your digital wallet. This is where you can view balances, linked payment methods, and “add a card” or add a gift card.

Step 3: Click on “Link a Debit or Credit Card”

In your Wallet, click on the large blue button that says Link a debit or credit card This will take you to the page to add a new card.

Link card in Paypal

Step 4: Choose “Link a Card Manually”

On the next screen, select the option that says “Link a card manually.” This allows you to enter your card details manually rather than linking to a bank account.

Step 5: Enter Your Card Details

Now it’s time to enter your Visa gift card’s details:

  • Card Number – The 16-digit card number printed on the front of the card.
  • Expiration Date – The expiration month and year listed on the card.
  • Security Code – The 3 or 4 digit CVV code on the back of the gift card.

Make sure to enter these details carefully and accurately. Double check the numbers match exactly what is printed on the physical card.

Step 6: Provide Your Billing Address

PayPal will ask you to provide a billing address associated with the card. You can use your home address or another address already on your PayPal account.

This needs to match the address the gift card issuer has on file for verification.

Link a Card to Paypal enter card details

Step 7: Click “Link Card”

Finally, click the blue “Link Card” button. PayPal will now attempt to verify the card details and link it to your Wallet.

If successful, you will see the card added under your list of payment methods.

And that’s it! By following those steps you can seamlessly add your Visa gift card to PayPal.

How to Get Cash From a Visa Gift Card? 

Transferring Your Vanilla Gift Card Balance to PayPal

Once you’ve successfully linked the card, it’s time to transfer the funds to your PayPal balance. Here’s how:


Step 1: Access Your PayPal Wallet

Log in to your PayPal account and navigate to the Wallet tab again.

Step 2: Click “Add Money to Your Account”

In your Wallet, click on the “Add money to your account” option. This allows you to transfer funds from linked cards.

Step 3: Select Your Linked Gift Card

You will now see your linked cards. Click on your newly added Visa gift card as the source of money to add.

Step 4: Enter Transfer Amount

Type in the amount you want to transfer from the gift card. Enter the full balance to move all the funds over.

Step 5: Complete Money Transfer

Double check the details and click submit to finalize the money transfer. The balance will instantly be moved from your gift card into your PayPal funds.

And you’re done! Those gift card funds are now available to spend through your PayPal account.

How To Sell a Gift Card Online

Using Visa Gift Cards with PayPal FAQs

Linking and transferring gift card balances to PayPal is straightforward. But you may still have some questions about the process and using prepaid cards with your account. Here are answers to some frequently asked questions:

Does PayPal charge any fees to use gift cards?

PayPal does not charge a fee when you make purchases or send payments using an added Visa gift card. However, there is a small $1.95 verification fee whenever you first link a new card, which is refunded shortly after.

Can I use Visa gift cards internationally on PayPal?

Yes, PayPal allows you to use linked Visa gift cards to shop online at merchants in over 200 countries and regions. As long as the merchant accepts PayPal, your gift cards work internationally.

How do I get cash back from gift cards linked to PayPal?

You have a couple options to withdraw cash from PayPal gift card balances. You can transfer funds to your bank account linked to PayPal and withdraw from an ATM. Or you can request PayPal send you a check by mail, which you can cash at your bank.

What happens if my gift card transaction is declined?

If your linked gift card is declined, first check that you have sufficient funds on the card. Also make sure the merchant accepts prepaid cards, as some have restrictions. If you still have issues, contact PayPal support for help troubleshooting.

Can I dispute a purchase made with a gift card on PayPal?

Yes, PayPal provides purchase protection on transactions using your account, including those with added gift cards. So you can dispute unauthorized charges or items that are significantly not as described.

How many gift cards am I allowed to link to one PayPal account?

There is no limit on the number of prepaid or gift cards you can add to your PayPal wallet. You can link as many as you’d like and manage them all in one place.

Getting Started Adding Gift Cards to PayPal

Now you know how quick and easy it is to add Visa gift cards and their balances to your PayPal account!

Here is a recap of the key steps covered in this guide:

  • Log in to your PayPal account and access the Wallet tab.
  • Click “Link a debit or credit card” and select “Link a card manually.”
  • Enter your gift card’s number, expiration date, security code, and billing address.
  • Click “Link card” to add it to your available payment methods.
  • Go to Wallet and click “Add money to your account” to transfer the balance over.
  • Select your linked gift card as the money source and move funds to PayPal.
  • Use your gift card anywhere PayPal is accepted online or in-stores!

Adding funds from unused or partially used Visa gift cards is a great way to extend the life and maximize the value of those cards.

In just minutes, you can link your gift card to PayPal and consolidate the balance into your account. Do you have a Visa gift card waiting to be activated and used? Try adding it to PayPal today!



In this guide, we covered the step-by-step process for adding Visa gift cards to your PayPal account. By linking gift cards and transferring the balances, you can consolidate funds and maximize value. Key steps included logging into your PayPal wallet, manually entering gift card details, linking the card, and moving money over.

Now it’s time to put this knowledge into action! Find any unused or partially used Visa gift cards and link them to your PayPal account today. Consolidate balances into your wallet and unlock easy spending online or in-stores anywhere PayPal is accepted.

With your gift card funds now accessible through PayPal, you can focus on using them for purchases, transfers, or withdrawals. And next time you receive a Visa gift card for the holidays or your birthday, you’ll know just how to maximize its value by promptly adding it to PayPal.

Parting Thought: Don’t let unused gift card funds go to waste. By taking a few minutes to link cards to your PayPal wallet, you can consolidate balances and get more life from your gift cards.


Revolutionize Your Finances & Invest in Yourself Today

Ready to take charge of your finances? Subscribe now for expert advice and gain financial knowledge!

Subscription Form (#3)

If you have made it this far – you probably appreciated the above article. As a thank you, please help me by:

  • Sharing the article with your friends on social media – and like and follow us there as well.
  • Sign up for the FREE personal finance newsletter, and never miss anything again.
  • Take a look around the site for other articles that you may enjoy.

Note: The content provided in this article is for informational purposes only and should not be considered as financial or legal advice. Consult with a professional advisor or accountant for personalized guidance.

Michael Ryan
Michael Ryanhttps://michaelryanmoney.com/
A former stockbroker, financial planner, and owner of my own financial planning practice and then a property & casualty agency. I have since retired and decided I want to help individuals and business owners by offering personal financial coaching. And now, I have started my blog - www.michaelryanmoney.com - to bring financial literacy to everyone. In a short time I have already been quoted and featured in US News & World Report, Business Insider, Yahoo Finance, and more (https://michaelryanmoney.com/home/press/) As a financial planner, I helped people from all walks of life. If you have questions about money, I will help you find the answers at www.MichaelRyanMoney.com
The post contains disclosure regarding affiliate links.
Affiliate Disclosure Link: We are audience supported - when you make a purchase through our site, we may earn an affiliate commission, such as through Amazon.

Subscription Form (#3)

Before you leave... Get Exclusive Updates! Subscribe to Our Newsletter!
Subscribe Now