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Roth IRA Five Year Rule – Roth IRA Withdrawal Rules

After almost 30 years helping folks navigate their financial planning. And the Roth IRA 5-year rule consistently sparks a barrage of questions. Just last...

Roth IRA Five Year Rule – Roth IRA Withdrawal Rules

After almost 30 years helping folks navigate their financial planning. And the Roth IRA 5-year rule consistently sparks a barrage of questions. Just last...

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Roth IRA Five Year Rule – Roth IRA Withdrawal Rules

After almost 30 years helping folks navigate their financial planning. And the Roth IRA 5-year rule consistently sparks a barrage of questions. Just last...

Roth IRA Income Limits 2025 & 2026: Your Ultimate Guide to Maxing Out Tax-Free Savings!

Let's get one thing straight: the Roth IRA is one of the most powerful retirement savings tools ever created by Congress. Tax-free growth, tax-free withdrawals in...

The Big Question: Is a Roth IRA Pre-Tax? Are Contributions Tax-Deductible? Spoiler: It’s Not.

Let’s rip the Band-Aid off right away: No, Roth IRA contributions are NOT pre-tax, and they are absolutely NOT tax-deductible. There it is. Plain and simple. If...

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Unused 529 Funds: Your 529 Plan to Roth IRA Rollover Guide (2025-2026)

My oldest son just graduated from college. My youngest is a sophomore. For almost 30 years, like many of you, I've diligently put money...

Roth vs Traditional IRA Calculator: Compare & Decide 2024

Feeling overwhelmed by the myriad retirement saving options? You're not alone. Many individuals face the daunting task of charting their financial future, unsure of...

How to Max Out Your Roth IRA in 2025-6: A Planners No-Fluff Guide

You already know a Roth IRA is a powerhouse for tax free growth. But knowing and doing are different. The real challenge isn’t just opening the...

The Baby Boomer Retirement Crisis Is Here: What You Need to Know

Retirement. Ah, that blissful time when we can finally kick back, relax, and spend our days doing whatever our hearts desire. It's the light...

The Ultimate Guide to Social Security Survivor Benefits (2026)

As a financial planner with almost 30 years of experience, I've sat with countless families in the quiet, overwhelming days after losing a loved...