Banking

Ever wondered how to navigate the complex world of credit score building without getting lost in the financial jargon? Answers Chime Credit Builder Card & Spot Me Users Need To Know – this article is your compass. Why settle for a mediocre credit score when tools like the...

Routing numbers are like special codes used in money matters. They help find banks and credit unions. But do all these codes have to be exactly nine numbers? Are all bank routing numbers 9 digits? This article wants to make things easier to understand about routing numbers. It will talk...

After nearly 30 years of helping clients set up their financial lives, I've seen how a simple 9 digit number can cause major headaches. A wrong routing number can mean a delayed paycheck, a missed bill payment, or a rejected tax refund. Let's clear up all the confusion about...

Here’s the deal: knowing how to write a check is still a crucial life skill in 2026. In my near 3 decades as a financial planner, I’ve noticed a funny thing: the more digital our money gets, the more intimidating the old-school tools become. I’ve had brilliant young clients. Tech...

There are few financial anxieties as sharp as expecting a direct deposit that never arrives. It's like a pizza delivery that's an hour late. You refresh your bank app every 10 minutes. Your stomach tightens. You're calculating which bills you can delay if this doesn't hit by 5 PM. You...

Closing a joint bank account should be simple, but it rarely is. It’s an act tangled up in emotion, trust, and fear. In my nearly 30 years as a financial planner, I’ve seen joint accounts become a major source of conflict during divorces, business breakups, and family disputes. I...

Yes, Earnin can work together with Chime. But there are critical catches. If you're reading this, you're probably stressed. Maybe your transmission just blew and you need $800 by Tuesday. Or rent's due Friday and you're $200 short. Or you got slammed with an unexpected ER copay three days...

Let's skip the drama. You're here for a simple reason: you want to close your Chime account and move on. As a Chime account holder myself. And a financial planner with almost 30 years of experience, I've seen seemingly simple tasks like this turn into major headaches. Closing...

You deposited a check and now you’re hitting ‘refresh’ on your banking app every five minutes? That frustrating gap between seeing a check in your ledger balance and having the funds in your available balance is a universal source of financial anxiety. So, how long does it take for a check deposit to clear? As...

You're signing up for a new budgeting app like one of the best Rocket Money alternatives, and right when it's time to link your bank, a screen pops up. It's from a company called Plaid, and it's asking for your bank username and password. Your first thought is likely, "Absolutely...