Investment Planning
Cryptocurrency Unveiled: How Digital Currencies Work & Should You Invest in 2026?
In early 2025 I sat with a client, a successful dentist who, against my advice, poured $50,000 into a dozen obscure altcoins after Bitcoin hit $109,000 and his nephew bragged about gains on TikTok. He bought tokens with names like 'SafeMoon 2.0' and 'RocketDoge'. The kind of coins that...
Webull Review 2026: A Planner’s No-Nonsense Verdict
Picture this: it’s July 17th, 2025, and you’re staring at your phone, tempted by Webull’s sleek app promising free trades. Sounds like a no-brainer, right? Not so fast.
As a financial planner with 3 decades of steering clients through market mazes, I’ve seen “free” platforms cost investors dearly in...
Is Webull FDIC Insured? The Plain-English Guide to Account Safety
As a financial planner for nearly 30 years, I’ve seen every new investing app that promises to change the game. Webull, with its slick interface and zero-commission trading, is certainly one of the most popular. But the first question I always get from savvy clients and cautious new investors...
Vanguard Automatic Investing: Let Your Money Work for You!
Automatic investing does a few big things really well when you use it with Vanguard:
It forces consistency. The money moves whether you feel like investing that month or not.
It smooths out your entry points through dollar‑cost averaging instead of trying to time the market.
It keeps you out of your...
The Top 12 Best Investing Books for Beginners in 2026
Discover the 12 best investing books for beginners in 2026. Expert-curated picks from Benjamin Graham to John Bogle cover value investing, AI trends & personal finance.
Unused 529 Funds: Your 529 Plan to Roth IRA Rollover Guide for 2026
My oldest son just graduated from college. My youngest is a sophomore. For almost 30 years, like many of you, I've diligently put money into my kids 529 plans. As a financial planne I helped hundreds of clients do the same, from the day their child was born to...
Your Vanguard Account Number: How to Find It in Under 60 Seconds
You’re there, screen glowing, ready to finally roll over that old 401(k). You fill out the form, feeling accomplished, and then it hits you: a blank field demanding your "Vanguard Account Number." Suddenly, your momentum grinds to a halt. You start clicking around the website, your pulse quickens, and...
Paying For College: 19 Ways to Pay For College and Higher Education
Are you feeling overwhelmed by the rising costs of college education? Worried about how to pay for tuition and expenses when you go to college? Don't worry, you're not alone! Many students and parents face the challenge of financing higher education.
But fear not! In this article, we'll explore different...
Fix FAFSA Errors Fast: The Complete Troubleshooting Guide for 2025
As a financial planner for almost 3 decades, I’ve seen more families stressed out by the FAFSA website than by the stock market. You’ve spent hours gathering tax documents and personal information, only to be stopped by a vague, infuriating message: "FAFSA On The Web Has Encountered An Error."
Take a...
What is FAFSA? The Complete 2026 Guide to the Free Application for Federal Student Aid
As a financial planner for nearly 30 years, I’ve seen more families stressed out by the FAFSA website than by the stock market. You’ve spent hours gathering tax documents and personal information. Only to be stopped by a confusing financial aid form that feels more like a roadblock to...