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Michael Ryan, Retired Financial Planner | Founder, MichaelRyanMoney.com With nearly three decades navigating the financial world as a retired financial planner, former licensed advisor, and insurance agency owner, Michael Ryan brings unparalleled real-world experience to his role as a personal finance coach. Founder of MichaelRyanMoney.com, his insights are trusted by millions and regularly featured in global publications like The Wall Street Journal, Forbes, Business Insider, US News & World Report, and Yahoo Finance (See where he's featured). Michael is passionate about democratizing financial literacy, offering clear, actionable advice on everything from budgeting basics to complex retirement strategies. Explore the site to empower your financial future.

Payment Scams with Zelle, Cash App & Venmo; A Planner’s Defense Blueprint

Risk Management & Insurance Michael Ryan

Ever wonder why that Zelle or Cash App payment feels as fast and final as handing someone a $100 bill? Because functionally, it is....

Picking the Best Rewards Credit Card for You: 2026’s Smart Approach

Debt Management & Credit Michael Ryan

Ever feel like your credit card rewards are just buying you a cup of coffee when they should be funding a flight? You're not...

The Economic Truth: What Being a Financial Planner Taught Me About Presidential Promises

Investment Planning Michael Ryan

You know what drives me absolutely crazy? Watching politicians tell people exactly what they want to hear about the economy, regardless of what the...

Mortgage & Home Title Fraud: How Crooks Steal Your House (and How to Stop It)

Risk Management & Insurance Professor Alan Saquella

As a security and fraud investigator who teaches White-Collar Crime, I've seen the aftermath. Deed & home title fraud isn't a technical problem, but...

Free Estate Planning Checklist: Secure Your Legacy, Protect Your Family, & Avoid Probate

Estate Planning Michael Ryan

After nearly 30 years of helping families plan their legacies, I've seen firsthand that a well-organized estate plan is one of the greatest...

Home Sale Profit & Cost Basis Calculator For Capital Gains

Taxes & Tax Planning Michael Ryan

After nearly 30 years in financial planning, the most painful conversations I’ve had were with clients blindsided by a massive tax bill after selling...

Import Car Insurance Tips: Get Covered Without Getting Ripped Off

Property Insurance Michael Ryan

Ever found that perfect car online, the one that was never sold in the U.S., and thought, "I have to have it"? I've seen...

15 Minute Monthly Financial Wellness Check In & Worksheet

Net Worth & Goals Michael Ryan

Last week a client sat across from me and said something I hear at least twice a month. She had no idea where her...

Psychology Backed Financial Goals Worksheet. Behavior Meets Strategy

Net Worth & Goals Michael Ryan

In my 25+ years as a financial planner, I've learned a powerful truth: the clients who succeeded weren't the ones with the most complex...

Dave Ramsey’s 7 Baby Steps Revisited. An Advisor’s 2026 Take

Money Management Michael Ryan

A retired nurse in Tampa sits across from me, her credit card statement spread out like evidence of a crime she didn't mean to...

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