Expenses CategoryLower My BillsWant To Know How To Cancel Rocket Money Subscription Right Now?

Want To Know How To Cancel Rocket Money Subscription Right Now?

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Need to cancel your Rocket Money subscription? This article is your go-to guide for navigating the unsubscribe process, offering practical steps and essential insights into subscription management within the popular personal finance app.

How to cancel rocket money subscription

Rocket Money, a prominent financial app, has become a staple for many in managing expenses and tracking budgets. However, there comes a time when you might need to reassess your subscription and decide to cancel. Whether it’s due to a shift in financial goals or exploring other budgeting tools, understanding how to effectively manage and cancel subscriptions is crucial.

So, do you want to know how to cancel a Rocket Money subscription?

In this guide, we’ll walk you through the multiple Rocket Money subscription cancellation processes, from navigating the user interface in your account settings to interacting with customer service if needed. We’ll cover key aspects such as handling subscription fees, updating payment methods, and ensuring your financial app aligns with your money management strategies.

For those seeking alternatives, we’ll touch upon other budgeting apps and financial software that might align better with your financial planning needs.

Key Takeaways on How To Cancel a Rocket Money Subscription

  1. Cancelling Your Subscription: Looking to understand the direct process of cancelling a Rocket Money subscription. It involves navigating through the app or website settings, identifying the subscription or membership details, and following the cancellation steps. While this process is straightforward, the article goes deeper into the nuances and tips for a smoother cancellation experience.
  2. Understanding Membership Tiers: Are you seeking clarity on differentiating between regular subscriptions and premium memberships. This includes understanding the unique cancellation procedures for each tier and the implications of cancelling, especially for those with ongoing financial commitments or linked services.
  3. Alternatives and Consequences: Post-cancellation, exploring alternative budgeting tools and understanding the financial impact of unsubscribing are crucial. The article provides insights into how cancelling affects your financial tracking and budgeting, and what other tools can fill the gap left by Rocket Money.
  4. Support and Troubleshooting: Addressing common concerns about customer support and troubleshooting issues during cancellation is essential. This includes guidance on contacting Rocket Money’s support team and resolving potential hurdles that may arise during the cancellation process.

After exploring these key points, you’ll not only have a clear roadmap for cancelling your Rocket Money subscription but also a comprehensive understanding of the broader financial implications. This knowledge is vital for making informed decisions about your personal finance tools and strategies.

Continue reading to uncover detailed insights and expert tips that will empower your financial journey. The following sections will guide you through each step, ensuring a seamless transition to your next financial management tool.

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Cancelling a Rocket Money Subscription

Rocket Money Screen shot

Hey there! Let’s dive into the not-so-mysterious world of cancelling your Rocket Money subscription. Ever found yourself scratching your head, wondering how to untangle yourself from a subscription? We’ve all been there. But don’t worry, I’m here to guide you through the maze.

Before we jump into the nitty-gritty, let’s get a bird’s-eye view of what we’re dealing with. We’re talking a straightforward, hassle-free way to say goodbye to your Rocket Money subscription. And hey, while we’re at it, let’s not just cancel your Rocket Money subscription, but how it impacts your personal finance and other popular budgeting apps available to replace your soon to be deleted app.

The Path to Subscription Freedom – The Easy Road to Cancel Your Regular Rocket Money Subscription

Ready to wave goodbye to your Rocket Money subscription? Here’s your roadmap:

Tap Settings in Rocket Money App
  1. Launch Your Rocket Money App: Fire up that app and tap on the “Recurring tab”. It’s your first step to freedom!
  2. Spot Your Subscriptions: Click on All. Voilà! Every subscription you have is now in plain sight.
  3. Hit Cancel: Find that pesky subscription and give the three dots a tap. Select ‘Cancel Service’, and you’re almost there!
Rocket Money Premium Membership Cancel

Got a Premium Membership? Here’s how to glide through the cancellation process:

  1. Settings Are Your Friend: Tap that Settings icon. It’s your gateway to managing your Premium Membership.
  2. Manage Like a Pro: Scroll down, find ‘Manage Membership’, and get ready to make your move.
  3. Slide to $0 and Cancel: Drag that price slider down to zero. Hit ‘Cancel Subscription’, and you’ve done it!

Additional Tips and Tricks

A few more nuggets of wisdom:

  • App Deletion Isn’t Enough: Just removing the app won’t cut it for Premium members. Make sure you officially cancel.
  • Need a Helping Hand?: If you hit a snag, ‘Chat with an Expert’ is your go-to option for help.

Did you know that managing your subscriptions effectively can lead to better financial health? If you’re curious about more ways to handle your finances smartly, check out financial planning strategies on our site.

For a deeper dive into smart money management, have a look at this insightful article on financial wellness.

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  • Visual Aid: A step-by-step infographic on cancelling your subscription.
  • Alt Text: “Step-by-step infographic guiding through Rocket Money subscription cancellation.”

And there you have it – your express ticket to cancelling your Rocket Money subscription. Whether it’s the regular plan or the premium membership, you’re now equipped to make that call. Ready for more? Next up, we’ll get into more details of exactly how to cancel that Rocket Money subscription if the quick way doesn’t work for you. Stay tuned!

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What is Rocket Money? Budgets, Spending, & Credit Cards

You, like many others, are considering canceling your Rocket Money subscription. Let’s recap why you originally got Rocket Money and explore some alternatives before taking that step.

You initially signed up for Rocket Money to take advantage of the convenient user interface and automated features for tracking subscriptions, expenses, and budgets. The ability to easily identify recurring charges and monitor your spending patterns appealed to you, as did Rocket Money’s budgeting tools and financial advice.

However, over time you haven’t fully utilized Rocket Money’s offerings around digital budgeting, managing expenses, and optimizing your finances. As you reevaluate your need for financial software and subscription management, you’re looking into alternatives to Rocket Money that may now better meet your preferences.

Apps like Empower, Trim, YNAB and Clarity Money provide user-friendly, visually appealing ways to track spending against budgets. Before canceling Rocket Money completely, you may want to test out some of these alternative budgeting tools and money management strategies.

SIGN UP FOR A FREE EMPOWER ACCOUNT TODAY!!

You can always return to Rocket Money later if you determine it best serves your financial planning and subscription optimization goals.

Cancelling any software subscription requires weighing why you originally signed up versus your current needs and priorities. As you decide next steps for managing your finances, consider the pros and cons of an app like Rocket Money. And feel free to ask around for others’ experiences with budgeting tools and money management tactics before making your choice.

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Overview: 4 Ways To Cancel Your Rocket Money Premium Subscription

You can cancel your Rocket Money subscription in the following four ways:

Ways to Cancel Rocket Money SubscriptionCan I?
EmailYes
Rocket Money AppYes
Company WebsiteYes
PayPalYes

Summary of Ways to Cancel Rocket Money :

Here are some ways to cancel your Rocket Money subscription:

Flowchart of cancelling Rocket Money process

I. To cancel your Rocket Money Premium Subscription through the app, follow these instructions step by step:

  • Open the App and go to the settings icon (shaped like a gear) in the upper left corner of your dashboard.
  • Select “Premium”,
  • then select “Modify” at the bottom of the page and follow the on-screen steps to cancel your Rocket Money subscription.

II. To Cancel Rocket Money Online:

III. To Cancel Rocket Money By Email:

  • Email Rocket Money support at support@rocketmoney.com and request cancellation of your account.
  • Ask them to respond confirming that the account has been deactivated

IV. To Cancel Rocket Money through PayPal:

  • Log into your PayPal account and on the left, choose “Payments”.
  • Click “Manage Scheduled Payments”,
  • then click “Rocket Money Budget and Bill Tracker”.
  • Select “Cancel”,
  • then “Cancel Automatic Payments”,
  • and click “Done”.

TO FULLY CANCEL YOUR ROCKET MONEY ACCOUNT:

  • In the Rocket Money app, open the Settings icon in the top left corner of your dashboard.
  • Choose “Profile” from the side menu, scroll to the bottom, and tap “Delete my account”. This removes all your data.
  • If you have Smart Savings or Premium, close those first before deleting your overall account. Reach out to support@rocketmoney.com for help.

Please note – deleting the app itself does not cancel your account. You must delete your account within the Rocket Money app/website.

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How Do I Cancel Rocket Money Account on Their Website?

Here are the key steps to cancel your Rocket Money account through their website:

How to Cancel Rocket Money Account Membership on Website

  1. Go to RocketMoney.com and log into your account
  2. Tap the Settings (⚙️) icon in top left corner of your Dashboard
  3. Select “Profile” from the side menu
  4. Scroll down and tap “Delete my account”

Note: If you have Smart Savings, Premium, or Bill Negotiation – close those first before deleting account. Contact support@rocketmoney.com for help.

To Cancel a Subscription:

  1. Select “Recurring” tab on left side
  2. Tap “All” to see full list of subscriptions
  3. Tap the 3 dots “…” next to the subscription
  4. Choose “Cancel Service”

Premium Membership Cancellation:

Change premium membership to $0
  1. Tap Settings icon then “Premium Membership”
  2. Scroll down and select “Manage Membership”
  3. Drag price slider to $0 to change button to “Cancel Subscription”
  4. Confirm cancellation

I find this to be the easiest way to cancel or modify your Rocket Money premium subscription. Simply follow these steps through their website to take control of your account.

How Do I Cancel Rocket Money Subscription Through The App?

To cancel a Rocket Money subscription through the app, you can follow these steps:

For a Regular Subscription:

  • Select “Recurring” tab on bottom left
  • Tap “All” to see full list of subscriptions
  • Tap the 3 dots “…” next to the subscription
  • Choose “Cancel Service” to terminate

For Premium Membership:

  • Tap Settings icon then “Premium Membership”
  • Scroll down and select “Manage Membership”
  • Drag price slider to $0 to change button to “Cancel Subscription”
  • Confirm cancellation

If you encounter any difficulties, you can select “Chat with an Expert” on the Premium page for assistance5.These steps should help you cancel your Rocket Money subscription through the app.

App Store or Google Pay Purchases:

  • Step 1: Open the app on your phone. 
  • Step 2: Click “Settings
  • Step 3: Choose “Modify Payment” under premium
  • Step 4: Choose “Cancel Payment”

This only changes your account from premium, to Basic.  Continue below to cancel Rocket Money

  • Step 5: Go to “Settings” in your Rocket Money account on the phone/tablet 
  • Step 6: Click on “Subscriptions
  • Step 7: Find “Rocket Money Budget and Bill Tracker
  • Step 8: Choose “Cancel” to finish the process

How to Cancel Rocket Money Subscription on your iPhone or iPad.

To cancel a Rocket Money subscription on your iPhone or iPad, you can follow these steps:

Through the Rocket Money App:

  • Open the Rocket Money app and tap on the Settings icon at the top left corner of the screen.
  • If you want to cancel a regular subscription, select the Recurring tab on the bottom left, tap All to see your complete list of subscriptions, then tap on the three dots next to the subscription and select Cancel Service option.
  • If you need to cancel a Premium Membership, tap on Premium Membership in the Settings, scroll down to the bottom of the page, select Manage Membership, drag the price slider down to $0, and then tap on Cancel Subscription to finalize the cancellation.

Through Apple’s Settings:

  • Open “Settings” on your iOS device, then access your Apple/iCloud account by selecting your profile at the top of the page.
  • Select “Subscriptions” and under “Active”, choose the Rocket Money subscription you would like to cancel.
  • Finally, select “Cancel Subscription” at the bottom of the page and confirm the cancellation3.

Following these steps should allow you to cancel your Rocket Money subscription either through the app or via your Apple account settings.

How to Cancel Rocket Money Subscription on a Mac computer.

To cancel a Rocket Money subscription on a Mac computer, you can follow these steps:

Through the Rocket Money Website:

  • Visit the Rocket Money website and log in to your account.
  • Select the Recurring tab on the upper left of the web interface.
  • Tap All, near the top of the screen to see your complete list of subscriptions.
  • Tap on the three dots “•••” to the right of the subscription.
  • Select the Cancel Service option to cancel your subscription.

Through Apple’s System Preferences:

  • Open “System Preferences” on your Mac.
  • Select “Apple ID” and then choose “Media & Purchases”.
  • Next to “Subscriptions”, select “Manage” (this will open the App Store).
  • Find the Rocket Money subscription you would like to cancel and select “Edit”.
  • Finally, select “Cancel Subscription” and confirm the cancellation.

Following these steps should allow you to cancel your Rocket Money subscription either through the website or via your Apple account settings on your Mac computer.

How to Cancel Rocket Money on Android device

To cancel a Rocket Money subscription on your Android device, you can follow these steps:

Through the Rocket Money App:

  • Open the Rocket Money app and tap on the three dots next to the charge for the subscription you want to cancel.
  • Select “Cancel for me” to initiate the cancellation process1.

Through Google Play:

  • Open the Google Play Store on your Android device.
  • Check to make sure you’re signed in to the correct Google Account.
  • Tap on Menu > Subscriptions.
  • Select the Rocket Money subscription you want to cancel and tap on “Cancel subscription”. Follow the instructions to confirm the cancellation3.

Following these steps should allow you to cancel your Rocket Money subscription on your Android device.

Paypal Your Payment Method? How To Cancel a Rocket Money Account Through Paypal?

To cancel a Rocket Money subscription through PayPal, you can follow these steps:

Via PayPal Website:

  • Use your login credentials to your PayPal account on a computer or mobile browser.
  • Access your settings by clicking the gear icon at the top next to “Log Out” in the upper right corner.
  • Click “Payments” and then “Manage Automatic Payments”.
  • Select the Rocket Money subscription you would like to cancel from the list on the left side of the page.
  • Click “Cancel” at the top of the subscription information and confirm the cancellation by selecting “Cancel Automatic Payments”.

Via PayPal App:

  • Open your settings by clicking the gear icon at the top of the app.
  • Select “Automatic Payments” and then choose the subscription you would like to cancel from the list of payments.
  • Select “Remove PayPal as your payment method” at the bottom of the page and confirm the cancellation by selecting “Remove”1.

Email to Cancel Rocket Money Subscription

  • To cancel a Rocket Money subscription via email, you can follow these general steps:
  • Compose an email to Rocket Money’s support team at support@rocketmoney.com.
  • In the email, provide your account details, such as your full name, registered email address, and any other relevant information to identify your account.
  • Clearly state that you wish to cancel your Rocket Money subscription and request confirmation of the cancellation.
  • It’s advisable to keep a record of the email for your own records.
  • Please note that while email communication can be used to contact Rocket Money’s support team, the primary method for canceling a subscription is typically through the Rocket Money app or website, as outlined in the previous search results.

You Are Almost DONE – But A Few More Steps

You have canceled your premium account – but you are not done yet.  Do you still have Bill Negotiations feature setup?  Do you still have a Smart Savings account?  If you didn’t cancel those initially – go back to the beginning of this article.

How To Cancel Rocket Money Bill Negotiation

  • To cancel a bill negotiation on Rocket Money, you can follow these steps:
  • If the bill negotiation has not been completed, you can cancel it by sending an email to Negotiations@rocketmoney.com and requesting the cancellation. Once canceled, you will not be charged. You can also manage your bill negotiations in the app under the “Ways to Save” section. Just tap on “Manage” and toggle the bill negotiation switch to “off” to prevent future bill negotiations from being completed1.
  • Rocket Money can only cancel a negotiation request before it has been conducted, and not after a discount has been negotiated with your provider. If there are any issues, you can reach out to their support team for assistance.
  • Following these steps should allow you to cancel a bill negotiation on Rocket Money.
  • You have up until the day prior to the bill negotiation to cancel it.

How to Close your Rocket Money Smart Savings Account

To close your Rocket Money Smart Savings account, you can follow these steps:

  • On the Dashboard, scroll to your account balances and tap on the Savings row to expand it.
  • Tap on your Smart Savings account, which will be right below your bank account’s savings accounts.
  • Select Options in the upper right corner.
  • Tap on Edit Savings Plan.
  • Select Close this account and then confirm you wish to close the account1.
  • If you want to delete your Rocket Money account, you can follow these steps:
  • Tap the Settings (⚙️) icon in the upper left corner of your Dashboard.
  • Select Profile from the side menu.
  • Scroll down to the bottom of the page and tap Delete my account.
  • Deleting your account will remove all of your data from Rocket Money. If you have an open Smart Savings account, an active Premium subscription, or an active Bill Negotiation, you will need to close those before deleting your Rocket Money account. You can contact the support team in the app or at support@rocketmoney.com if you need any assistance getting those closed2.
  • These steps should guide you through the process of closing your Smart Savings account and deleting your Rocket Money account.

Next Steps to Cancelling a Subscription to Rocket Money

In conclusion, our exploration of cancelling a Rocket Money subscription underscores the importance of aligning financial tools with your current needs. We’ve covered the straightforward steps to unsubscribe, whether it’s a regular or premium membership, highlighting the significance of proactive subscription management in personal finance.

Consider this: What drives your choices in financial tools and services? Reflecting on this can lead to more informed decisions in your financial journey. Feel free to share your thoughts and experiences in the comments, fostering a community learning experience.

Stay tuned for future articles delving into alternative financial tools and strategies. If you found this guide useful, consider signing up for our newsletter for more insights. Remember, each step you take, whether cancelling a subscription or adjusting a budget, is a stride towards financial empowerment. For continued guidance and tips in personal finance, explore our other resources. Here’s to your financial success!

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Note: The content provided in this article is for informational purposes only and should not be considered as financial or legal advice. Consult with a professional advisor or accountant for personalized guidance.

Michael Ryan
Michael Ryanhttps://michaelryanmoney.com/
Who Am I? I'm Michael Ryan, a retired financial planner turned personal financial coach. And author and found of blog. My advice is backed by decades of hands-on experience in finance and recognition in esteemed publications like US News & World Report, Business Insider, and Yahoo Finance. 'here'. Find answers to your financial questions, from budgeting to investing and retirement planning, on my blog michaelryanmoney.com. My mission is to democratize financial literacy for all.