InvestingBiggest Brokers: Top Brokerage Firms for Online Trading & Beginners

Biggest Brokers: Top Brokerage Firms for Online Trading & Beginners

Choosing the Best Online Brokerage Firm: A Guide for Beginner and Experienced Investors

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Investing in the stock market can be an exciting yet daunting endeavor. With the rise of online trading platforms and apps, investors today have access to a myriad of brokerage firms to help them buy, sell and manage investments. But how does one choose the right online broker among the ever-growing list of options?

In this comprehensive guide, we will empower you with knowledge to find the ideal online stock brokerage firm. We will demystify the broker selection process by explaining crucial factors like trading fees, investment choices, tools, and more. You’ll also learn key questions to ask brokerage firms before opening an account.

To give you a headstart, we have researched and reviewed the top online stock brokers for beginners and active traders. Whether you’re looking for a full-service brokerage or a discount online broker, our guide will help you make an informed decision aligned with your investing style and goals.

With the right brokerage firm, you can trade stocks, ETFs, bonds, mutual funds, and other securities with confidence. Follow our advice to find a reputable online broker that charges low fees, offers an intuitive trading platform, and provides helpful resources and market research.

Top Takeaways of The Top Brokerage Firms For Beginners & Online Traders

  • IG Markets offers the widest selection of tradable assets, including 10,000+ stocks across global exchanges. It’s a good choice for advanced investors.
  • TD Ameritrade stands out with its powerful trading platforms, extensive research, and educational resources perfect for new investors.
  • Interactive Brokers appeals to active traders with low commissions, advanced trading tools, and access to global markets.
  • E*TRADE is a leading US online broker ideal for stock, ETF, and options trading with an easy-to-use website and mobile apps.
  • Fidelity is great for long-term, buy-and-hold investors with broad mutual fund choices, zero account fees, and retirement planning guidance.
  • All recommended brokers are regulated for security and have $0 minimum balances. But account approval and deposit requirements vary.
  • When choosing an online broker, prioritize your investment goals, preferred account types, trading frequency, platform features, and cost structure.
  • Leverage online brokerage reviews and free trial offers to evaluate tools, research capabilities, and overall user experience.

Top Brokerage Firms: What Do Stock Brokers Do?

As someone who has been in the finance industry for nearly 30 years, both as a financial planner and an investor, I can attest to the value of a good stock brokerage firm. These firms provide essential services to investors looking to maximize their profits while minimizing their risks.

From researching and analyzing potential investments to executing trades on behalf of clients, stock brokers offer valuable guidance and expertise in navigating the complex world of investing. They can help you achieve your financial goals with confidence and ease, whether you’re a beginner or an active trader.

When it comes to selecting the right stock broker, it can seem overwhelming at first. There are so many firms out there offering different services at varying price points. That’s why it’s important to ask the right questions and do your research before making a decision.

A good stock broker understands your long-term objectives and will work with you every step of the way to achieve those goals. They take into account your risk tolerance level and assess market conditions to develop an appropriate investment strategy that fits within your parameters.

In addition to offering advice on investing strategies, stock brokers can also provide additional services like estate planning assistance, access to mutual funds, and retirement accounts. These offerings work together to create a comprehensive approach to helping clients reach their long-term savings goals.

As a financial expert, I believe that stock brokerage firms play an integral role in the financial industry today. Their knowledge and expertise can turn trading stocks from a leap of faith into an informed investment plan that sets you up for success now and well into the future.

What Does a Stock Brokerage Firm Do?

A stock brokerage firm is a company that provides services to investors to buy and sell securities, such as stocks, bonds, and mutual funds. They act as intermediaries between buyers and sellers, executing trades on behalf of their clients.

In addition to executing trades, top largest brokerage firms also offer a range of services, such as investment advice, research and analysis, portfolio management, retirement planning, and access to various financial products.

Brokerage firms can be categorized into two types: full-service brokerage firms and discount brokerage firms.

Full-service firms typically offer a wide range of services and charge higher fees, while discount firms offer fewer services and charge lower fees.

Overall, brokerage firms play a vital role in the financial industry by helping investors achieve their financial goals through sound investment advice and execution of trades.

Stock Broker Definition:

A stockbroker is an agent or firm that charges a fee or commission for executing buy and sell orders for an investor.


Types of Stock Brokers:

  • Traditional, Full Service Stock brokers
  • Investment advisors
  • Discount stock brokers
  • Online stock brokerage

Learn more about what a Stock Broker is, how they work, and the different types of stock brokers here:

What is a Stock Broker? Definition, Types, Qualifications and Benefits

Top Brokerage Firms

Top Brokerage Firms
Top Brokerage Firms

It’s no coincidence that the best stock brokerage firms have been around for decades. They’ve helped countless investors make sound financial decisions and secure their future. It’s these firms which provide the expertise, guidance, and support to make sure you get what you need when it comes to investing in stocks.

When looking at the top brokerage firms, there are a few key features to consider such as fees, customer service, trading tools & platforms, research & analysis capabilities, mobile app offerings and investment options available. All of these elements play an important role in helping you find the right firm for your needs.

There are several options for brokerage services, including

With so much choice out there its easy to see why many are opting for one of these top online stock brokers. The combination of comprehensive services, low cost commission rates and state-of-the-art technology makes them ideal for any investor looking to maximize returns from their investments.

Best Online Brokerage for Retirement SavingsFidelity
Account TypesWide variety, including Fidelity Youth account for minors
Available InvestmentsStocks, ETFs, options, mutual funds, bonds, CDs, precious metals, international investing in 25 foreign markets
PricingNo minimum balances or recurring fees, no-commission stock and ETF trades with fractional shares available
Retirement Investing ToolsRetirement calculators and tax-advantaged retirement plans
Low-Cost FundsZero-expense ratio Fidelity Flex mutual funds
Robo-AdvisorsFidelity Go and Fidelity Personalized Planning & Advice
What to look out forFees for mutual funds outside of the no-fee list, higher margin rates than some competitors
Best Online Brokerage for Experienced InvestorsTD Ameritrade
Account TypesWide variety, including futures, foreign exchange, and cryptocurrency
Available InvestmentsStocks, bonds, options, mutual funds, ETFs, NASDAQ Level I and II quotes
Trading PlatformsSimple online platform and advanced thinkorswim platform
Managed PortfoliosEssential Portfolios, Selective Portfolios, and Personalized Portfolios (no longer available to new clients)
What to look out forHigh $49.99 fee for mutual fund trades off of the no-transaction-fee list, TD Ameritrade was acquired by Charles Schwab in 2020

Note: TD Ameritrade no longer offers any of its managed accounts to new clients, but clients now have access to Schwab’s two automated portfolios and its other managed accounts.

  • Fidelity and Schwab are both highly recommended brokers, with Fidelity having a slight edge due to its cash sweep account policy.
  • Vanguard is another strong option but lacks in the technology department.
  • Ally Invest offers great savings account rates and an excellent web platform, while Etrade is also a good option with a competitive rate savings account.
  • Merrill Edge is a great option for those with enough assets to take advantage of its Preferred Rewards program.
  • Chase YouInvest is decent but still feels new and not fully fleshed out, and TD Ameritrade does not offer many banking features or investment products.

Here’s a table comparing three top brokerage firms based on investment choices available and fees, along with some pros and cons, and who they might be best for:

Stock Brokerage FirmInvestment ChoicesFeesProsConsBest for
Charles SchwabHighLowLarge selection of investment options, no account minimums, competitive pricing, user-friendly platformLimited international market access, low interest rates on cash balancesBest for those looking for a diverse range of investment choices with low fees
RobinhoodLowLowCommission-free trading, easy-to-use app, fractional shares available, cryptocurrency tradingLimited investment options, unreliable customer service, lack of research tools and education resourcesBest for beginners or those with smaller investment portfolios looking for a user-friendly platform with low fees
FidelityMediumLow to MediumWide range of investment options, extensive research tools and education resources, no account minimumsHigher fees for some investment options, complex platform may be overwhelming for beginnersBest for those seeking a balance between investment options and educational resources, with low to medium fees

Note: The ratings for investment choices and fees are subjective and based on a general comparison of the three firms. Your individual investment needs may differ. It’s important to do your own research and consider factors beyond just investment choices and fees when choosing a brokerage firm, such as customer service, account features, and regulatory compliance.

If you’re interested in investing, one of the first things you’ll need to do is choose a brokerage firm. There are lots of options out there, but it can be tough to know which one is right for you. As a financial expert, I’ve worked with many different firms and have a good sense of what each one offers.

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Best Online Brokers: Online Stock Trading & Mobile Apps

The emergence of online stock brokerages has made selecting a brokerage easier by providing more information on different services in one place. An online broker will typically offer competitive pricing structures with lower commissions than traditional full-service brokers while still offering access to leading market data and analytic resources or integrated portfolio tracking.

Choosing the top online brokerage firms can be overwhelming. With so many options out there, it’s important to find one that is right for you and your investment goals. To make your search easier, we have compiled a list of some of the top brokerage firms below.

To make things a bit easier, I’ve put together a table of the five top brokerage firms and their pros and cons. Keep in mind that these are just my opinions based on my experiences – your mileage may vary!

Brokerage FirmProsConsBest For
FidelityExcellent customer service, no account minimums, wide range of investment optionsSome fees are higher than competitors, website can be overwhelmingInvestors who want a full-service experience with a wide range of options
VanguardLow fees, strong focus on index funds, great for retirement accountsLimited investment options beyond index funds, website can be clunkyPassive investors who want to keep costs low and focus on long-term growth
Charles SchwabNo account minimums, low fees, strong research toolsWebsite can be overwhelming, some investment options have higher feesInvestors who want a good mix of low-cost options and research tools
TD AmeritradeGreat for active traders, robust research and education tools, no account minimumsSome fees can be higher than competitors, some advanced tools can be overwhelming for beginnersActive traders who want a platform with lots of options and educational resources
E*TRADEStrong mobile app, wide range of investment options, no account minimumsSome fees are higher than competitors, research tools can be limitedInvestors who prioritize a good mobile experience and want a wide range of investment options

Remember that there are lots of other factors to consider beyond just fees and investment options. Think about what’s important to you – do you want a full-service experience with lots of educational resources, or are you more interested in keeping costs as low as possible? Do you prefer a website that’s easy to navigate or one that’s packed with features?

Best Online Brokerage Overall: Charles Schwab

As a financial expert, I highly enjoy Charles Schwab as one of the best online brokerage firms overall. Schwab is a major player in the investment management industry, perhaps the largest brokerage firm in the US and best broker, and offers a wide range of the top brokerage accounts and products that meet the needs of virtually any investor.

One of the biggest reasons Schwab stands out is its competitive pricing. Schwab has been among the first major brokerage firms to lower commissions on stock and ETF trades to zero, making it a great option for hands-on investors looking for low-cost trading. In addition, Schwab offers accounts with no minimum balance requirements or recurring fees, making it accessible to investors of all levels.

Schwab also offers a basic self-directed brokerage account, which gives investors access to a vast array of investment choices, as well as a robo-adviser account called Schwab Intelligent Portfolios for those who want more help with their investments. The firm also offers fractional shares and its own family of mutual funds and ETFs, which can be traded commission-free within a Schwab account.

While Schwab doesn’t offer cryptocurrencies, it provides several alternatives, including crypto coin trusts, bitcoin futures, and cryptocurrency stocks. It’s worth noting that Schwab’s interest rates for cash balances in your account are pretty low at only 0.01%. Additionally, there are high costs for phone and broker-assisted trades, with an extra $5 charge for automated phone trades and an extra $25 for broker-assisted trades.

Overall, Charles Schwab is a great option for investors looking for competitive pricing and a wide range of investment choices. Check out the table below for a summary of the pros and cons of investing with Schwab.

Competitive pricingLow interest rates on cash balances
No minimum balanceHigh costs for phone/broker trades
Access to vast investment choices
Commission-free mutual funds and ETFs
Robo-adviser account available
Fractional shares available

By doing a bit of research and thinking about your priorities, you can find the brokerage firm that’s the best fit for you. Good luck, and happy investing!

Best Stock Brokers For Beginners

Wall Street
Wall Street

Choosing the best brokerage firms for beginners can be a daunting task. It’s important to consider factors such as fees, research tools, account features and investment options when selecting an online stock broker. Fortunately, there are many brokers that offer great services tailored specifically for beginner traders.

As a financial expert, I understand that choosing the best brokerage firms for beginners can be intimidating. But don’t worry, there are plenty of online brokers that cater specifically to novice traders, and I’m here to help you find the right one for you.

When searching for the perfect broker, there are several factors to consider, such as fees, investment options, research tools, and account features. Luckily, some of the top-rated brokers offer fantastic services that are perfect for beginner traders like yourself.

One such broker is TD Ameritrade, which is a popular choice among novice investors. This brokerage firm offers extensive educational resources that can help you gain confidence in your trading decisions. Its user-friendly platform is easy to navigate, making it an excellent choice for beginners. Additionally, TD Ameritrade has competitive fees and commissions, making it one of the top brokerage firms for beginners.

Another great option for beginners is ETRADE, which offers a range of comprehensive account types, investing ideas, and powerful trading platforms at reasonable prices. ETRADE has no account minimums or maintenance fees, making it perfect for those who want access to professional-level tools without breaking the bank.

They even allow users to practice simulated trades with virtual money before making real investments, which can give you a head start on successful trading. All of these factors make ETRADE one of the top brokerage firms for beginners.

TD Ameritrade– Extensive educational resources to help novice traders.
User-friendly platform
– Competitive fees compared to other brokers
– Higher commissions and fees compared to some competitors
ETRADE– Comprehensive account types, investing ideas, and platforms
Simulated trading with virtual money before real investing
– No account minimum or maintenance fees
– No physical branches for in-person assistance
Some advanced features require higher fees or balances
Wealthfront– Offers a fully automated investment service
Tax-loss harvesting
No account minimums
– Low management fees
– Limited investment selection compared to other brokers
No human financial advisors available
Robinhood– Commission-free trading
User-friendly mobile app
– Fractional share investing
– Limited investment research and analysis tools
No retirement accounts offered
– Controversies surrounding business practices
WeBull– Commission-free trading
User-friendly mobile app
– Extensive investment research and analysis tools
– Limited investment selection compared to other brokers
No retirement accounts offered
SoFi Invest– Best for beginner investors who want to open an active or automated investing account, or explore cryptocurrencies
Complimentary access to Certified Financial Planners (CFPs)
– Wide range of account types
– Not suitable for advanced traders who need stop-loss orders or tax-loss harvesting
Only available to US residents
– Limited investment selection compared to other brokers


Best Online Brokerage for Beginners: SoFi Invest

SoFi Invest doesn’t have the same storied history as some brokerages in the United States (E*Trade would win if you include that), but it comes with innovative features and a technology-forward experience that make it ideal for newer investors.

Why it stands out: SoFi started as a student lender and grew to include banking, investing, insurance, and other financial products (ie student laons and personal loans). Plus, the company recently received approval to become a national bank.

  • It charges almost no fees for its investment accounts, which include self-directed investing and automated investing (managed portfolios) with no recurring fees and a very low $1 minimum to get started.
  • The self-directed “Active Investing” account has no fees to trade stocks, ETFs, and even cryptocurrencies (it currently offers more than 27 coins). You can buy fractional shares of stocks, which SoFi calls “Stock Bits.” SoFi also has a few of its own exchange-traded funds that could be a fit for your portfolio. Plus, it’s launching options trading.
  • The app also offers a very easy-to-navigate dashboard, collections of stocks and other investments to browse, and integrated links to education pages within the SoFi website and mobile app.
  • One SoFi login also gets you access to banking and lending services. Customers get free access to SoFi Relay, a personal finance data aggregator comparable to a lightweight version of Mint or Empower Personal Dashboard™.
  • Customers also get free access to career coaching and financial planning sessions.
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Why SoFi Invest Stands OutWhat to Look Out For
Innovative features and technology-forward experienceNo mutual funds or bonds offered
Low fees for investment accounts, including self-directed and automated investingFees on some SoFi ETFs
No fees to trade stocks, ETFs, and cryptocurrenciesLimited account selection
Fractional shares of stocks available
Easy-to-navigate dashboard with integrated links to education pages
Free access to personal finance data aggregator and career coaching and financial planning sessions

What to look out for: SoFi doesn’t offer investments like mutual funds or bonds. Also, look out for the fees on SoFi ETFs. While two of them have no expense ratio for the first year, the long-run cost is above many other ETFs.

SoFi’s account selection is also fairly limited compared to larger brokers that offer any type of retirement or business investment account under the sun.

Remember, with so many options available, it’s essential to research and compare features to find the broker that best suits your needs. Choosing the right broker now can set you up for successful trading in the future. So, take your time and choose wisely. With these tips in mind, you’ll be ready to start exploring the top brokerage firms for day trading soon!

Top Brokerage Firm For Day Trading

Stock Trading Quotes
Stock Trading Quotes

At first glance, it may seem that day trading is a risky venture. But with the right stock broker and some strategic planning, you can make your investments pay off. So what are the best day trading brokers for getting started?

When researching potential online stockbrokers, look for those who offer low commissions, as well as educational resources to help get newcomers up-to-speed on day trading strategies. Discounts are also available from many of the top day trading brokers that provide access to reliable real-time market data and analysis tools.

Additionally, investigate if any additional fees apply when buying or selling stocks such as an account maintenance fee or inactivity fee.

As a financial expert, I highly recommend active traders and investors look into Interactive Brokers, for those who demand fast execution and access to powerful tools. While typical investors may not care about a few seconds difference in executing a trade, active traders care about milliseconds.

  • Interactive Brokers stands out due to its flexible pricing options, designed to fit various trading needs and activity levels. The IBKR Lite account offers commission-free stock and ETF trades, with competitive fees for most other trades.
  • However, for active traders who require more advanced features, the IBKR Pro account offers tiered or fixed pricing models, providing access to market data, IBKR Web Trader platform, and IBKR APIs for automated trading. With IBKR Pro, you have the exact same tools as professional traders, including algorithmic trading (algos).
  • Interactive Brokers also caters to socially responsible investors, offering a new app called IMPACT, which focuses on helping investors find companies that align with their values.
  • Additionally, Interactive Brokers offers several cryptocurrencies, including bitcoin, ethereum, bitcoin cash, and litecoin. Commissions for these assets range from 0.12-0.18%.

When choosing Interactive Brokers, it is important to note that not all accounts and trades are free. It is essential to select the right account level for your investment goals and experience. IBKR Pro charges a fee of up to $10 per month if you have less than $100,000 in your account or generate less than $10 in commissions per month.

BrokerageInteractive Brokers
Standout featuresMultiple pricing options, advanced tools for active traders, algorithmic trading, socially responsible investing, cryptocurrencies
Account optionsIBKR Lite (commission-free stock and ETF trades), IBKR Pro (tiered or fixed pricing models)
FeesCommission-free trades with IBKR Lite; fees start at .005 cents per share with a $1 minimum per trade for US stocks and ETFs with IBKR Pro
Other feesIBKR Pro charges a fee of up to $10 per month if you have less than $100,000 in your account or generate less than $10 in commissions per month
Additional benefitsIMPACT app for socially responsible investing

By taking these points into consideration, you should be able to find a good fit among the various discount brokerage firms offering services tailored towards active traders like yourself. With this knowledge in hand, you’ll be ready to take advantage of all the opportunities that come with investing in financial markets around the world – starting with finding the top brokerage firms in the UK!

Which brokerage firm has best researchin India?

Top Brokerage Firms In The UK

As a financial expert, I know that finding the best online stock broker is essential for investing in reputable companies. In this article, we’ve compiled a list of the top brokerage firms in the UK, including Plus500, eToro, Fineco, IG Markets, Interactive Brokers, TD Ameritrade, Hargreaves Lansdown, and XM.

We based our research on factors such as payment methods, stock assets, trading fees, licenses, software, minimum deposits, and money insurance. We compared these brokers according to honest user reviews from Trustpilot, Google Play, and App Store.

  • Plus500 is one of the best CFD stock trading brokers in the UK
  • eToro is the top brokerage firm for beginners
  • Fineco is the best stock broker for mobile trading
  • IG Markets has the most investment options
  • Interactive Brokers is best for advanced traders
  • TD Ameritrade is the best for research and tools
  • Hargreaves Lansdown is the best stock investment broker
  • And XM is a multi-asset stock broker in the UK.

Below is a table summarizing our findings:

BrokerStock AssetsFee on AmazonLicenseSoftwareMinimum depositMoney Insurance
Plus5002000+NoFCA, CySEC, ASIC, MAS, FSAPlus500 Webtrader$100Yes, up to £85,000
eToro3000FreeASIC, CySec, FCA, AFSLMulti-asset platform, Copy Trader$500Yes (up to $1,000,000)
Fineco3000+FreeFCA, PRA, ConsobFineco App, Powerdesk, Intuitive Stock ScreenerNoYes, up to €50,000
IG Markets17000+FreeFCA, CySEC, ASIC, FINMA, MASIG Trading Platform£250Yes, up to £85,000
Interactive Brokers90+FreeFINRA, SECTrader Workstation, IBKR Mobile, IBKR EventTrader, IBKR GlobalTrader, IMPACT$10.000Yes, up to $2,500,000
TD Ameritrade1600+FreeFINRA, SEC, FDIC, SIPCMobile Trading, Web Platforms$2,000Yes, up to $500,000
Hargreaves Lansdown2500+NoFCA, FTSE 100HL Mobile, HL Web, HL Live£1Yes, up to £85,000
XM1000+NoASIC, CySEC, IFSCMT4, MT5$5Yes, up to €20,000

Choosing the best stock broker is vital for your trading ventures, so be sure to consider factors such as trading platform, fees, and available assets before making a decision.

Stock Brokers Near Me

Finding the right stock broker for your needs can be a tricky proposition.

Fortunately, there are plenty of ways to get started locating one near you. The first step is to search online using keywords such as “stock brokers near me,” “local stockbrokers” and “find stock broker.” With this information, you’ll be able to locate potential resources in your local area.

Wall Street brokerage Firms
Wall Street Brokerage Firms

As a former financial planner, my advice to you would be to approach investing in the stock market with caution.

  • It’s important to do your research and understand the risks involved before making any investments. It’s also a good idea to work with a reputable stockbroker who can provide you with guidance and advice on making sound investment decisions.
  • You should also talk with friends or family who may have experience dealing with certain investment professionals. They can provide valuable insights into their experiences and help point you towards a qualified individual that meets your specific requirements.
  • When choosing a stockbroker, it’s important to look for someone who is knowledgeable and experienced in the field. You should also make sure that the broker is registered with the appropriate regulatory agencies and has a good reputation.
  • It’s also important to set realistic goals and have a long-term investment strategy in place. Don’t get caught up in the hype of day trading or trying to make a quick profit. Instead, focus on building a diversified portfolio that can weather market fluctuations over time.
  • Finally, make sure to regularly review and adjust your portfolio as needed. The stock market can be unpredictable, so it’s important to stay informed and make changes as necessary to ensure your investments continue to meet your financial goals.

Is The Stock Market Closed on Weekends?

Frequently Asked Questions

FAQ frequently asked questions

What Are The Qualifications Needed To Become A Stock Broker?

Looking to become a stock broker? Here are the qualifications you need: obtain a license from FINRA, have a minimum of three years experience in finance or investment banking, and possess knowledge of financial instruments such as stocks, bonds and options.

What Is The Difference Between A Stock Broker And A Financial Advisor?

Financial advisors provide comprehensive advice, while stock brokers buy or sell stocks for clients.

How Do I Research Stocks Before Investing?

Researching stocks before investing involves reviewing historical data, analyzing financial statements, and reading up on recent news developments related to the company or industry.

Is There A Minimum Amount Of Money I Need To Begin Investing In Stocks?

No minimum amount of money is required to begin investing in stocks (though each firm may have a minimum ), and there are various ways to purchase them including online brokerages, robo-advisors, and traditional brokerage firms.


In conclusion, choosing the right brokerage firm is crucial for any investor, regardless of their level of experience or investment style. For a brokerage account for beginners, online brokers with low fees and educational resources can be an excellent choice. Full-service brokers offer more personalized assistance, but come with higher fees. For active traders, brokers with advanced trading tools and real-time data can help maximize profits.

Ultimately, the best brokerage firm for you depends on your specific needs and preferences. It’s important to do your research, compare fees and features, and read reviews before making a decision. With so many options available, finding the right brokerage firm can help you achieve your investment goals and build your wealth over time.

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Note: The content provided in this article is for informational purposes only and should not be considered as financial or legal advice. Consult with a professional advisor or accountant for personalized guidance.

Michael Ryan
Michael Ryan
Who Am I? I'm Michael Ryan, a retired financial planner turned personal financial coach. And author and found of blog. My advice is backed by decades of hands-on experience in finance and recognition in esteemed publications like US News & World Report, Business Insider, and Yahoo Finance. 'here'. Find answers to your financial questions, from budgeting to investing and retirement planning, on my blog My mission is to democratize financial literacy for all.