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Downloadable Inheritance Timeline Checklist PDF

Navigating a large inheritance is one of the few times in life when grief and complex financial decisions collide. In my 25+ years as...

Downloadable Inheritance Timeline Checklist PDF

Navigating a large inheritance is one of the few times in life when grief and complex financial decisions collide. In my 25+ years as...

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Downloadable Inheritance Timeline Checklist PDF

Navigating a large inheritance is one of the few times in life when grief and complex financial decisions collide. In my 25+ years as...

How to Choose The Best Rewards Credit Card in 2025: The One That’s Right For YOU

Are you trapped by credit card offers? You're bombarded with ads for colossal sign-up bonuses. And hear stories of friends booking international flights with...

Mortgage & Home Title Fraud: What Every Homeowner Needs to Know

As a security and fraud investigator who teaches White-Collar Crime, I've seen the aftermath. Deed & home title fraud isn't a technical problem, but...

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Smart Credit Card Balance Transfers: Stop Feeding the Interest Beast!

Did you know the average credit card interest rate is hovering around a staggering 21.37% in Q1 2025, as reported by the Federal Reserve. On...

Understand Financial Planning Process: A Clear Path to Your Financial Goals

Alright, let's skip the usual pleasantries. I'm Michael Ryan, and for over 25 years, I wasn't just a 'financial planner' – I was in...

The Best Books For Getting Out of Debt in 2026: Are You Ready?

Hi, I'm Michael Ryan, and after 3 decades as a financial planner. I've seen it all: the crippling weight of student loans, the anxiety...

Inherited IRA RMD Rules in 2025: What Beneficiaries Must Know

Imagine inheriting a substantial IRA from a loved one, only to face unexpected tax bills that erode your newfound wealth. In 2025, navigating the...

How to Calculate Your Liquid Net Worth: A Calculator & Guide

Let's discuss liquid net worth—the cash you can access right now, not long-term investments like real estate. Your liquid net worth is the cash and...

Understanding Liquid Net Worth: Definition, Calculation, and Liquid Assets

Did you know that even billionaires like Jeff Bezos might find it challenging to access a significant portion of their wealth instantly? Despite astronomical net worth...

Financial Advisor vs. Financial Planner: Which Is Right for You in 2025?

Standing at the crossroads of your financial journey, you face a critical decision: do you need a financial advisor vs. a financial planner? Choosing...

Vanilla Gift Card Zip Code Not Working? Here’s How to Fix It Fast

Picture this: You're thrilled about making an online purchase—a gift for a loved one or perhaps treating yourself. You eagerly enter your Vanilla Gift...

How to Cancel Rocket Money in 2025 (And My Honest Reasons for Doing It)

As a financial planner for nearly three decades, I've seen a common pattern: clients sign up for budgeting apps like Rocket Money (formerly Truebill) with the...

Short-Term Financial Goals: Your Guide Taking Control of Your Finances

Are you ready to take charge of your financial future but feel overwhelmed about where to start? Are you a financial dreamer looking to...

Hourly to Annual Salary Calculator – Hourly Rate, Pay & Wage Calculator

Calculating your hourly wage can feel daunting, but it’s essential for making informed financial decisions. Whether you’re negotiating a job offer, budgeting for expenses,...