Money Management & Budgeting

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A Financial Planner’s Guide to Modern Payment Scams (Zelle, Cash App & Venmo)

In my 30 years as a financial planner, I’ve seen payment scams evolve from poorly written emails about Nigerian princes to the sophisticated, lightning-fast...

A Financial Planner’s Guide to Modern Payment Scams (Zelle, Cash App & Venmo)

In my 30 years as a financial planner, I’ve seen payment scams evolve from poorly written emails about Nigerian princes to the sophisticated, lightning-fast...

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A Financial Planner’s Guide to Modern Payment Scams (Zelle, Cash App & Venmo)

In my 30 years as a financial planner, I’ve seen payment scams evolve from poorly written emails about Nigerian princes to the sophisticated, lightning-fast...

How to Choose The Best Rewards Credit Card in 2025: The One That’s Right For YOU

Are you trapped by credit card offers? You're bombarded with ads for colossal sign-up bonuses. And hear stories of friends booking international flights with...

Mortgage & Home Title Fraud: What Every Homeowner Needs to Know

As a security and fraud investigator who teaches White-Collar Crime, I've seen the aftermath. Deed & home title fraud isn't a technical problem, but...

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7 Credit Card Scams That Hack Your Brain, Not Just Your Wallet: A 2025 Defense Guide

You get a text message, supposedly from your bank: “Suspicious activity on your account. Click here to verify.” Your heart is pounding. Is this...

7 Great Quotes to Heal Your Relationship With Money & Think Like a Millionaire

What if a single thought could turn your bank balance into your biggest ally? Your relationship with money is one of the longest and...

FDIC Insurance in 2025: The Complete Guide to Protecting Your Money

Let’s talk straight. In the wake of recent financial turbulence, it's natural to look at your bank balance and ask a question that gets...

The Psychology-Backed Financial Goals Worksheet & Checklist For 2025

Let’s be brutally honest. You’ve tried this before, haven’t you? A new year, a birthday, or just a sudden wave of financial anxiety hits,...

What is Grid Code G? A Planner’s 4-Step Guide to Removing It

On March 12, 2024, I sat across from Karen, who’d just trusted me with her retirement plan for the tenth time. When she blanched...

A Planner’s Confession: The Real Reason You Overspend (And How to Stop Spending Money)

After 25 years as a financial planner, I can tell you that the most financially fragile people I’ve met weren’t the ones with the...

Money Stash App Review: Legit Cash Advance or a Debt Trap?

When you’re in a tough spot and need emergency cash, the promise of a fast, no-credit-check loan can feel like a lifeline. You’ve probably seen...

Why Is Budgeting Important? It’s Not About Restriction, It’s About Freedom

Let's be honest. The word "budget" probably makes you flinch. It brings up feelings of restriction, of financial diets, of being told you can't...

How to Activate Your Chime Card: The 2-Minute Foolproof Guide For 2025

That crisp green envelope has arrived. Inside sits your new Chime Visa® Debit Card, the final key to unlocking your account and getting to...

Chime Transfer Limits Got You Stuck? Unlock Faster Cash & Avoid Hidden Fees in 2025

It's not always instant, and limits can be tricky. As a financial expert, I'll break down Chime's transfer system so your money moves when...

Stop Paying, Load Your Cash App Card for FREE! Adding Money, a 2025 Update

Feeling the pinch every time you need to add cash to your Cash App Card? You're not the only one. I’m Michael Ryan, and...

Chime Bank Name and Address: Your Quick Guide to Getting Paid

Staring at a direct deposit form wondering, "What's Chime's bank name and address?" It's a common question, and as a financial advisor for over...