Cookie Policy | Michael Ryan Money

Cookie Policy

Effective: October 28, 2022 | Last Updated: March 11, 2026

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They are essential for site performance, security, and helping us understand how our financial strategies are helping our readers.

By using https://michaelryanmoney.com, you agree to our use of cookies as described in this policy.

2. How We Use Cookies

We use cookies for the following primary purposes:

  • Essential: Protecting site security and managing user sessions. These cookies are required for the site to function and cannot be disabled.
  • Analytics (Google Analytics 4): We use GA4 to monitor traffic patterns and improve content quality. We have configured GA4 with IP anonymization where available. See Google's Privacy Policy and the GA4 opt-out browser add-on .
  • Advertising (Mediavine): We work with Mediavine to display high-quality programmatic advertisements that support our free content library. Full details in Section 7.

4. Legal Basis for Processing (GDPR)

Under GDPR Article 6 and the ePrivacy Directive, we process cookie data on the following legal bases:

  • Functional Cookies: Legitimate Interest (Art. 6(1)(f)) — strictly necessary for site operation and security.
  • Analytics Cookies: Consent (Art. 6(1)(a)) — only set after you accept via our consent banner.
  • Advertising Cookies: Consent (Art. 6(1)(a)) — only set after you accept via our consent banner.

5. Managing Your Preferences

You have full control over non-essential cookies. Use the button below to update your consent choices at any time, or manage cookies directly through your browser settings.

Browser-Specific Cookie Controls

6. Opt-Out of Targeted Advertising

For broader control over interest-based advertising across networks, use these industry opt-out tools:

Important: Opting out means you will still see advertisements, but they will not be personalized based on your browsing history.

8. Contact Us

For questions about our use of cookies or to exercise your privacy rights:

Email: michael@michaelryanmoney.com
Contact Form: michaelryanmoney.com/contact/

For full details on how we handle personal data, see our Privacy Policy.