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Michael Ryan

Michael Ryan, Retired Financial Planner | Founder, MichaelRyanMoney.com With nearly three decades navigating the financial world as a retired financial planner, former licensed advisor, and insurance agency owner, Michael Ryan brings unparalleled real-world experience to his role as a personal finance coach. Founder of MichaelRyanMoney.com, his insights are trusted by millions and regularly featured in global publications like The Wall Street Journal, Forbes, Business Insider, US News & World Report, and Yahoo Finance (See where he's featured). Michael is passionate about democratizing financial literacy, offering clear, actionable advice on everything from budgeting basics to complex retirement strategies. Explore the site to empower your financial future.

Florida 529 Plan Guide 2025: Savings vs. Prepaid, Clearly Explained

What parent doesn't dream of a bright future for their child? As a personal financial planner for almost 30 years, I’ve sat with hundreds of Florida families who were...

The Ultimate Guide to Car Price Negotiation Tactics: An Insider Playbook for 2026

The average car buyer pays $2,300 more than they should because they don't understand the dealer's cost structure. Over 30 years as a financial planner, I watched clients make...

Home Buying Guide: What a First Time Home Buyer Needs To Know To Buy a House

Unlocking the Door to Your Dream Home: A Home Buying 101 Guide Are you ready to step into the realm of homeownership? The path to buying your own home can...

Complete Life Insurance Guide – What You Need to Know About Life Insurance 2026

When it comes to life insurance, being prepared is crucial. While it may seem like a complex topic, having the right coverage can provide vital financial /overview-of-the-financial-planning-process/security for your...

Busting the Top 9 Car Insurance Myths of 2026: An Insider Guide

I once had a new client, a sharp young engineer, who was proud of the "great deal" he got on his auto insurance. But when we dug into his...

Car & Auto Insurance: What You Need To Know 2026

Hey there, fellow drivers! You have questions about car insurance? If you're like me, you probably dread the thought of dealing with car insurance. It can be confusing, time-consuming,...