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Money Stash Reviews – Legit or Scam? Flexible Short Term Personal Loans

Money Stash Reviews – is it legit or a scam? If you’re looking for a personal loan, you may have come across MoneyStash.com. In this review, we’ll provide a comprehensive overview of Money stash, including its loan options, programs, and plans. We’ll also examine whether it’s safe and legitimate to use their services, including customer reviews and BBB ratings.

What is Money Stash? Loan Options

Money Stash is an online lender that offers personal loan options with flexible terms. They provide borrowers with several loan options, including:

  1. Unsecured loans These are loans that don’t require collateral and are ideal for individuals who don’t have assets to pledge.
  2. Friendly monthly installment loans: These loans have fixed interest rates and payment terms that make budgeting and financial planning easier for borrowers. They can be repaid over an extended period.
  3. Bad credit loans: These loans are designed for individuals who have struggled to obtain loans from traditional lenders due to poor credit scores. Money Stash provides bad credit loans to help such individuals.
  4. Student loan debt consolidation: This option allows students to consolidate multiple loans into a single, more manageable loan. It reduces the burden of paying back several loans at once.

Money Stash also provides payday loans, online installment loans, personal loan options, and cash advances. Payday loans offer customers quick cash advances to cover unexpected expenses, while online installment loans allow customers to receive their funds instantly and repay them over a set period. Cash advances are suitable for emergency expenses or additional cash for any purpose.

In the next section, we’ll discuss the benefits of using Money Stash and the different programs and plans available to borrowers.

Let’s take a closer look at each of these options.

Personal Loans

Money Stash provides personal loans as an option to customers who need financial assistance. These loans are unsecured, which means borrowers do not need to provide collateral to qualify.

Money Stash offers friendly installment loans for those who need a little extra help. These loans offer small loan amounts with flexible terms and no early repayment fees. 

However, for individuals with bad credit, Money Stash’s bad credit loans are an option, but they typically come with higher interest rates. Finally, for those who are struggling with student loan debt, Money Stash offers student loan debt consolidation

Payday Loans

Payday loans are short-term loans that are meant to be repaid by your next payday. Money Stash’s payday loans have higher interest rates than other loan options, so it’s important to consider if it’s the best option for you.  Use our payday loan calculator to help decide if one makes sense for you.

Online Installment Loan

Money Stash’s online installment loans are designed to provide customers with instant access to funds and the ability to repay them over a set period. The loans come with monthly installment payments and fixed payment terms, making it easier for customers to budget and manage their finances.

The loans are available with either a daily interest model or a flat pricing model, depending on the borrower’s preference. With the daily interest model, interest is calculated on a daily basis, which means the total interest paid will vary depending on the loan repayment period. On the other hand, with the flat pricing model, the interest rate is fixed, and borrowers will know the total cost of their loan upfront.

Money Stash’s types of installment loans can be a good option for customers who need to cover unexpected expenses or want to consolidate their debts. The loan application process is straightforward and can be completed online through the Money Stash website.

Money Stash Program and Plans

Money Stash offers different amounts of money for their loans. You can get a small amount of money for an emergency cash loan or a larger amount for a personal loan. 

They also offer cash advances for those who need extra money.

Amounts of Money

Money Stash offers a range of loan amounts to suit different needs. For small, emergency expenses, they offer smaller loans with higher interest rates. 

For larger expenses, personal loans of up to $10,000 are available.

Cash Advances

In addition, Money Stash provides cash advances for customers who need quick access to extra funds. These advances can be used to cover a variety of expenses or to provide additional cash for any purpose.

Customer Service

Customer service is a priority at Money Stash. The company offers a customer portal for online banking, making it easy for customers to manage their accounts and loans. 

They also have a limit per customer to encourage responsible borrowing practices.

Money Stash Services

Money Stash provides a variety of services, such as personal loans, cash advances, sweep programs, and friendly customer service. 

They also offer a calendar month program and services to help customers stay on top of their successful payments and effectively manage their finances.

Contact Money Stash

If you have any questions or concerns regarding the services provided by Money Stash, you can easily get in touch with their customer support team. There are several ways to contact Money Stash, including through their website or by phone. 

Contact Money Stash directly

Contact Details

money stash jar with cash loan

You can call their customer service number at 1-800-867-1999 to speak with a representative and get your queries addressed.

Email Address

Alternatively, you can also send an email to INFO@MONEYSTASH.COM to communicate with the support team. The email address is an efficient way to get in touch with Money Stash, especially if you prefer written communication. Their customer service team is available to assist you with any questions you may have regarding their loan options, plans, and programs.

Moneystach.com Login

If you are an existing Money Stash customer and need to access your account, you can do so by logging in to the website. To access your account, go to https://secure.moneystash.com/login and enter your email address and password. Once logged in, you can view your loan details, account information, and make simple payments online.

If you are a new customer, you can visit the Money Stash website to learn more about the loan options available and apply for a loan. The application process is straightforward and can be completed online. You will need to provide personal information, such as your name, address, income, and employment information.

If you have any questions or concerns about the loan process or your account, you can contact the Money Stash customer service team for assistance. They can be reached via phone, email, or through the customer portal on the website.

Application

If you are interested in applying for a loan with Money Stash, you can do so easily through their website. Simply visit https://secure.moneystash.com/apply to access the loan application page.

On the loan application page, you will need to provide some basic information about yourself, such as your name, address, and contact details. You will also need to provide information about your income and employment status, as well as the amount of money you would like to borrow.

Once you have submitted your loan application, Money Stash will review your information and determine if you are eligible for a loan. If your application is approved, you will receive your funds according to the loan terms and conditions.

It is important to remember that borrowing money is a serious financial commitment, and you should only take out a loan if you are confident that you can repay it on time and in full. Be sure to carefully review the loan terms and conditions, including the interest rate, repayment schedule, and any associated fees, before accepting a loan offer from Money Stash.

Money Stash Reviews – BBB Rating & Accreditation

Before deciding to use Money Stash’s services, it’s essential to understand how the company fares in customer reviews and third-party ratings.

Customer Reviews

Looking at customer reviews, Money Stash has received generally positive feedback from its customers. 

Many customers have left positive reviews of Money Stash online, citing the company’s fast and easy application process, helpful customer service, and willingness to work with those with less-than-perfect credit history. 

Here are a few examples:

  • “Money Stash was a lifesaver when I needed cash fast. The application process was easy and the customer service was great. I would definitely use them again in the future.” – Jane M.
  • “I was skeptical about using an online lender, but Money Stash exceeded my expectations. The loan terms were reasonable and the payment process was straightforward. I would recommend them to anyone in need of a personal loan.” – Mike T.
  • “I have bad credit and was turned down by several other lenders, but Money Stash gave me a chance. The interest rate was higher than I would have liked, but it was worth it to get the money I needed.” – Sarah R.

BBB and Other Reviews

The Better Business Bureau (BBB) has recognized Money Stash as a legitimate lender and awarded the company an A+ rating. This is a testament to the company’s commitment to providing transparent and reliable services to its customers. 

According to the BBB’s evaluation, Money Stash has demonstrated good business practices, such as promptly addressing customer complaints and maintaining transparency in its transactions.

ScamAdvisor gives moneystash.com a 100 out of 100 rating

Customer Complaints

While many customers have praised Money Stash for its fast and reliable service and willingness to work with individuals with poor credit scores, there have been some complaints and negative reviews as well. Some customers have complained about high-interest rates and fees, while others have experienced issues with customer service.

One customer on Trustpilot gave Money Stash a five-star rating and said, “Money Stash helped me when I needed it most. The process was fast, and the customer service was excellent.” Another customer on the same platform gave a four-star rating and said, “Good service, helped me when I needed a little extra cash to cover an unexpected expense.”

On the other hand, some customers have expressed their frustration with high-interest rates and fees. One customer on the BBB website wrote, “The interest rate is way too high, and they charge you fees on top of that. It’s a predatory lending practice.” Another customer on Trustpilot gave Money Stash a two-star rating and said, “The interest rates are very high, and the fees are ridiculous. It’s not worth it.”

Insider Rating

Overall, Money Stash is a legitimate lender that provides flexible loan options and additional services to help customers manage their finances. The company has received generally positive feedback from customers and third-party organizations such as the BBB. However, as with any financial decision, it’s essential to carefully consider your options and thoroughly research the lender before borrowing.

Moneystash.com Program and Plans for Bad Credit

One aspect that sets Money Stash apart from other lenders is the amount of money they offer in their loan programs.

Amounts of Money

Money Stash offers both small and large amounts of money, which can be helpful for those with varying financial needs. The small amount loans range from $100 to $2,500, while the large amount loans range from $2,500 to $10,000. This flexibility in loan amounts allows borrowers to choose a loan that suits their specific needs.

Additionally, Money Stash offers cash advances for those who need instant cash. Their cash advance program offers emergency cash or extra cash to cover unexpected expenses.

Cash Advances

The instant cash advance option provides a fast and easy way to get money in your account when you need it most. Emergency cash is a lifesaver for those unexpected personal expenses that arise, while extra cash provides a little cushion in your budget.

Another important aspect of any lender is their customer service.

Customer Service

Money Stash prides themselves on providing friendly loan services, and they offer a customer portal where you can access all of your loan information in one place. They also limit the number of loans per customer, which can prevent borrowers from taking on more debt than they can handle.

In addition, Money Stash offers a sweep program, where any extra funds in your account can be automatically transferred to pay off your loan. They also have a calendar month program, where borrowers can choose consistent payment dates that coincide with their pay schedule.

Calendar Month Program and Services

The calendar month program is another helpful feature offered by Money Stash. By allowing borrowers to choose payment methods that align with their pay schedule, it can make budgeting and managing your loan payments easier.

Now that we’ve examined the loan options, programs, and customer service of Money Stash, let’s take a look at their overall services.

Money Stash Services

Aside from its loan options and programs, Money Stash also provides additional services to its customers. These services include financial education and resources to help customers manage their finances effectively.

If you’re still unsure about whether Money Stash is the right lender for you, here are some reasons why you might want to consider the company:

Wide Range of Loan Options

Money Stash provides a wide range of loan options to suit the needs of various borrowers. Whether you need a small or large loan, have good or bad credit, or require a cash advance, Money Stash has an option for you.

Lengthy Approval Process

Money Stash’s loan approval process is relatively quick and straightforward. Customers can apply online, and the company will review their application and provide a decision within minutes. If approved, funds can be deposited into the customer’s account within one business day.

Conclusion – Why Choose Money Stash?

If you’re considering borrowing from Money Stash, you may be wondering if it’s a safe and legitimate option. Based on various factors, including customer reviews and third-party ratings, it appears that MoneyStash is a legitimate lender that provides flexible loan options and additional services to help customers manage their finances.

One of the key reasons to consider Money Stash is the wide range of loan options they offer. Whether you need a small or large loan, have good or bad credit, or require a cash advance, Moneystash.com has an option for you. This flexibility allows borrowers to choose the loan that best suits their needs and financial situation.

Another advantage of borrowing from Money Stash is their quick and straightforward loan approval process. Customers can apply online, and the company will review their application and provide a decision within minutes. If approved, funds can be deposited into the customer’s account within one business day.

While Money Stash has received generally positive feedback from customers and third-party organizations such as the Better Business Bureau, there have been some complaints and negative reviews. Some customers have complained about high-interest rates and fees, while others have experienced issues with customer service. Therefore, it’s essential to carefully consider your options and research the lender thoroughly before borrowing.

Overall, if you need a loan and have determined that the terms and conditions offered by Money Stash meet your needs, it appears to be a legitimate and safe option. As with any financial decision, it’s essential to carefully consider your options, read the terms and conditions, and thoroughly research the lender before borrowing.

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Note: The content provided in this article is for informational purposes only and should not be considered as financial or legal advice. Consult with a professional advisor or accountant for personalized guidance.

Michael Ryan
Michael Ryanhttps://michaelryanmoney.com/
Who Am I? I'm Michael Ryan, a retired financial planner turned personal financial coach. And author and found of blog. My advice is backed by decades of hands-on experience in finance and recognition in esteemed publications like US News & World Report, Business Insider, and Yahoo Finance. 'here'. Find answers to your financial questions, from budgeting to investing and retirement planning, on my blog michaelryanmoney.com. My mission is to democratize financial literacy for all.
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