Debt & Credit

How to Choose The Best Rewards Credit Card in 2025: The One That’s Right For YOU

Are you trapped by credit card offers? You're bombarded with ads for colossal sign-up bonuses. And hear stories of friends booking international flights with...

How to Choose The Best Rewards Credit Card in 2025: The One That’s Right For YOU

Are you trapped by credit card offers? You're bombarded with ads for colossal sign-up bonuses. And hear stories of friends booking international flights with...

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How to Choose The Best Rewards Credit Card in 2025: The One That’s Right For YOU

Are you trapped by credit card offers? You're bombarded with ads for colossal sign-up bonuses. And hear stories of friends booking international flights with...

Mortgage & Home Title Fraud: What Every Homeowner Needs to Know

As a security and fraud investigator who teaches White-Collar Crime, I've seen the aftermath. Deed & home title fraud isn't a technical problem, but...

What Credit Score Do You Start With? The Surprising Truth About Being Credit Invisible (2025 Guide)

"Michael, what credit score do you start at?" It’s a question I’ve heard countless times in my 25+ years as a financial advisor. Young...

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What If I Don’t Make 3 Times The Rent? Practical Tips & 3X Rent Rule Calculator

So, you're on the hunt for a new home to rent, but you've come across the common requirement of making three times the monthly...

How to Rebuild Credit By Slashing Your Utilization Ratio: Expert’s Step-by-Step Guide

Ever felt like your credit score is a black box, rigged against you? You’re not alone. The national average FICO score dropped to 715...

Answers Chime Credit Builder Card & Spot Me Users Need To Know (2024)

Ever wondered how to navigate the complex world of credit score building without getting lost in the financial jargon? Answers Chime Credit Builder Card...

New Discover Card Designs – The Easy Way To Choose

Have you ever wished your credit card felt more personalized? Discover now offers over 130 unique card designs to match your passions and interests....

How to Get Out of a Reverse Mortgage Loan – Everything You Need To Know

Reverse mortgages allow older homeowners to tap into their home equity without having to make monthly mortgage payments. But what happens when you want...

How to Get a Startup Business Loan with No Money or Revenue & Fund Your Small Business

Are you dreaming of starting your own business but don't have any money to get it off the ground? Don't worry, because it is...

The Ultimate Guide to Short-Term Business Loans: Funding Your Success

Every business reaches crucial junctures where a bit of financial fuel can make all the difference. Maybe you spot an ideal new location but need...

The Ultimate Guide to Car Price Negotiation: An Advisors Insider Playbook for 2026

Walking into a car dealership can feel like stepping into the lion's den. The fear of being manipulated, of overpaying for a new car...

Home Buying Guide: What a First Time Home Buyer Needs To Know To Buy a House

Unlocking the Door to Your Dream Home: A Home Buying 101 Guide Are you ready to step into the realm of homeownership? The path to...

Looking For a Mortgage Loan? Learn to Understand & Choose The Right Mortgages 

Are you ready to take the plunge and become a homeowner? The first step in the homebuying process is getting a mortgage, and it's...

Unlock Savings: How to Refinance Your Auto Loan

Are you feeling burdened by your car loan payments? Did you know that refinancing your auto loan could be the solution you've been searching...

Auto Loan Pre-Approval: How To Get Preapproved For a Car Loan

Are you planning to buy a new car? Whether it's a brand new or used car, securing financing is often necessary. So, how can...