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A Financial Planner’s Guide to Modern Payment Scams (Zelle, Cash App & Venmo)

In my 30 years as a financial planner, I’ve seen payment scams evolve from poorly written emails about Nigerian princes to the sophisticated, lightning-fast...

A Financial Planner’s Guide to Modern Payment Scams (Zelle, Cash App & Venmo)

In my 30 years as a financial planner, I’ve seen payment scams evolve from poorly written emails about Nigerian princes to the sophisticated, lightning-fast...

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A Financial Planner’s Guide to Modern Payment Scams (Zelle, Cash App & Venmo)

In my 30 years as a financial planner, I’ve seen payment scams evolve from poorly written emails about Nigerian princes to the sophisticated, lightning-fast...

Faster Funds? Chase Mobile Check Deposit Guide (2025 FAQs)

Still driving to the bank to deposit checks? With Chase Mobile Check Deposit, you can snap a photo and get your funds. Often by...

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Master Short & Long-Term Capital Gains Tax Rates in 2025: The Investor’s Playbook

That brief euphoria from selling a winning stock? It gets crushed quickly by a single, nagging question: "What's the IRS's tax cut?" Yes, as in...

Why Is My Direct Deposit Late? A Planner’s 3-Step Action Plan

There are few financial anxieties as sharp as expecting a direct deposit that never arrives. It’s like a pizza delivery that’s an hour late....

Webull Review 2025: A Planner’s No-Nonsense Verdict

Picture this: it’s July 17th, 2025, and you’re staring at your phone, tempted by Webull’s sleek app promising free trades. Sounds like a no-brainer,...

How Much Money Should a 21-Year-Old Save, on Average? A Financial Expert’s Guide

Have you ever found yourself staring at your bank account and wondering, "How much should I have saved by 21?" It's a question that...

How to Close a Joint Bank Account (Even If Your Partner Won’t Cooperate)

Closing a joint bank account should be simple, but it rarely is. It’s an act tangled up in emotion, trust, and fear. In my...

How SIPC Insurance Works: The Truth Behind Your Investment Protection

If you’re an investor, you’ve seen the letters "SIPC" on your brokerage statements. Most people see it and think, "Great, my money is insured,"...

Is Webull FDIC Insured? The Plain-English Guide to Account Safety

As a financial planner for nearly 30 years, I’ve seen every new investing app that promises to change the game. Webull, with its slick...

Vanguard Automatic Investing: Let Your Money Work for You!

Are you an investor looking for a reliable way to manage your assets? Look no further than Vanguard Automatic Investing! This powerful and effective...

How To Start & Build An Emergency Fund: Saving For Emergencies

Are you prepared for life's curveballs? According to a recent survey, 40% of Americans can't cover a $400 emergency expense. I've spent nearly three...

The Top 12 Best Investing Books for Beginners in 2024

Are You Ready to Take Charge of Your Financial Future? If you've ever felt intimidated by the maze of stocks, bonds, and mutual funds,...

Unused 529 Funds: Your 529 Plan to Roth IRA Rollover Guide (2025-2026)

My oldest son just graduated from college. My youngest is a sophomore. For almost 30 years, like many of you, I've diligently put money...

How to Make Earnin Work With Chime (And Why It Fails)

Yes, Earnin can work together with Chime. But there are critical catches. Let's be honest. If you're reading this, you're probably in a tight...