Annuities

Do Non-Qualified Annuities Have RMDs? A Planner’s Guide (2025)

Imagine reaching age 73 and having the flexibility to keep your money growing tax-deferred, instead of the IRS forcing you to withdraw it. That's...

Do Non-Qualified Annuities Have RMDs? A Planner’s Guide (2025)

Imagine reaching age 73 and having the flexibility to keep your money growing tax-deferred, instead of the IRS forcing you to withdraw it. That's...

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Do Non-Qualified Annuities Have RMDs? A Planner’s Guide (2025)

Imagine reaching age 73 and having the flexibility to keep your money growing tax-deferred, instead of the IRS forcing you to withdraw it. That's...

What Is an Immediate Annuity? An Advisor’s 2026 Guide To Avoiding Mistakes

I'll never forget a couple, the Flemings who came to my office back in 2009, right after the market crash had decimated their 401(k)'s....

Variable Annuity Pros & Cons: When They Actually Make Financial Sense (And When They Don’t)

As a retired financial planner with almost 30 years of experience, I’ve seen variable annuities (VAs) described as everything from a retiree’s silver bullet...

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Do Non-Qualified Annuities Have RMDs? A Planner’s Guide (2025)

Imagine reaching age 73 and having the flexibility to keep your money growing tax-deferred, instead of the IRS forcing you to withdraw it. That's...

What Is an Immediate Annuity? An Advisor’s 2026 Guide To Avoiding Mistakes

I'll never forget a couple, the Flemings who came to my office back in 2009, right after the market crash had decimated their 401(k)'s....

Variable Annuity Pros & Cons: When They Actually Make Financial Sense (And When They Don’t)

As a retired financial planner with almost 30 years of experience, I’ve seen variable annuities (VAs) described as everything from a retiree’s silver bullet...

Fixed Annuities Pros and Cons: What 30 Years in Finance Taught Me

What if your life savings could never shrink, even if the stock market plunged tomorrow. Would you sleep better at night? For many people...

Present Value Annuity Calculator With Steps To Get the Answers You Need Now!

Greetings, readers! My name is Michael Ryan, and after over 25 years as a financial planner, I've seen firsthand how confusing topics like annuities...

What Are Annuities & Are They Good Investments? What You Need to Know

Have you ever wondered if annuities deserve a place in your retirement portfolio? With confusing financial jargon and complex investment products out there, it's...

Mastering Annuity Do’s and Don’ts for a Secure Retirement

Are you on the brink of retirement, grappling with the complexities of annuities? You're not alone. Annuities cfrideran be a vital component of your...

Annuity Riders: A 2025 Financial Advisor’s Guide to a Secure Retirement

The straight answer: An annuity rider is an optional feature you can add to an annuity contract to provide specific benefits, like guaranteed lifetime...