401k & Employer Plans

If you are comparing a Roth IRA vs. 401(k), there is no universal winner. For this article, "401(k)" means a traditional, pre-tax 401(k) unless I say otherwise. If your employer offers a match, the practical first move is usually to contribute enough to earn the full match. Then compare...

Are you ready to unlock the secrets to financial independence? For nearly three decades as a financial planner, I’ve seen people get paralyzed by the alphabet soup of retirement plans. You're handed a benefits packet and told to choose: 401(k) or 403(b)? It feels like defusing a bomb with...