College Savings & 529 Plans
529 Plans Explained: The Ultimate Guide to Saving for College (2026)
On March 14, 2025, I watched the Robinsons’ jaws drop when they saw their 529 plan had yielded just 0.8% over five years—because it sat in cash. Here’s the...
Banking
How to Activate Your Chime Card: The 2-Minute Foolproof Guide For 2026
July 2023: A client called me in tears. She'd activated her Chime card three days earlier, didn't set up transaction alerts, and just discovered $847 in fraudulent charges at...
College Savings & 529 Plans
Florida Prepaid vs. 529 Plan: A 2026 Planner’s Verdict
Florida Prepaid vs. 529 Plan?
It feels like a choice between a rock and a hard place. Betting on the stock market versus betting on your child’s entire future.
Who This...
Banking
Chime Transfer Limits Got You Stuck? Unlock Faster Cash & Avoid Hidden Fees in 2026
It's not always instant, and limits can be tricky. As a financial expert, I'll break down Chime's transfer system so your money moves when and where you need it,...
Banking
Stop Paying, Load Your Cash App Card for FREE! Adding Money, a 2025 Update
Feeling the pinch every time you need to add cash to your Cash App Card? You're not the only one. I’m Michael Ryan, and with over 25 years helping...
Banking
Chime Bank Name and Address: Your Quick Guide to Getting Paid
Staring at a direct deposit form wondering, "What's Chime's bank name and address?" It's a common question, and I've seen it cause unnecessary stress.
Nobody wants their paycheck or...