IRAs
The Spousal IRA: A Complete Guide for Married Couples (2025)
Does your spouse stay home to raise the kids or manage the household? Did they take a career break for school, or do they work part-time with a low...
Taxes & Tax Planning
California Capital Gains Tax Rates Explained: Save Thousands Now
California has one of the highest combined capital gains tax rates in the country, and it can seriously impact your investment decisions and financial planning.
California's capital gains tax system...
IRAs
Is Your RMD Considered Earned Income? What Every Retiree Must Know for 2025
Imagine you've spent decades carefully saving for retirement. Your nest egg is ready. But then, a not-so-welcome surprise arrives: your first Required Minimum Distribution (RMD). The IRS is knocking,...
Investment Planning
Financial Advisor vs. Financial Planner: Which Is Right for You in 2026?
Choosing the wrong financial professional costs the average client $47,000 over 20 years, according to a 2024 Morningstar study. Not in obvious fees, but in unsuitable product recommendations, missed...
Banking
Does Chime Work With Cash App? A Planner’s Step-by-Step Guide 2026
Yes, Chime works seamlessly with Cash App. You can link your Chime Spending Account and debit card to transfer money between both platforms.
As a financial planner, one of the...
Banking
Can You Combine Visa Gift Cards Into One Visa Gift Card? What Works & What Doesn’t in 2026
As a financial planner for nearly 30 years, I've taught my clients that the secret to building wealth lies in managing the details. One of the most common details...