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Michael Ryan

Michael Ryan, Retired Financial Planner | Founder, MichaelRyanMoney.com With nearly three decades navigating the financial world as a retired financial planner, former licensed advisor, and insurance agency owner, Michael Ryan brings unparalleled real-world experience to his role as a personal finance coach. Founder of MichaelRyanMoney.com, his insights are trusted by millions and regularly featured in global publications like The Wall Street Journal, Forbes, Business Insider, US News & World Report, and Yahoo Finance (See where he's featured). Michael is passionate about democratizing financial literacy, offering clear, actionable advice on everything from budgeting basics to complex retirement strategies. Explore the site to empower your financial future.

The Best Finance Books For Beginners 2025: Money Management

Ever feel like everyone else got the secret money manual, but you're stuck guessing? You're not alone. And more importantly—you’re not behind. Everyone starts somewhere, and right now, you're exactly...

The Best Books For Getting Out of Debt in 2026: Are You Ready?

Hi, I'm Michael Ryan, and after 3 decades as a financial planner. I've seen it all: the crippling weight of student loans, the anxiety of living paycheck to paycheck,...

Discover the Best Money Mindset Books 2025

Ever notice how some people seem naturally good with money while others struggle? After guiding over 1,000 families through their financial journeys, I've discovered it's not about intelligence or...

The Essays of Warren Buffett: A 30 Year Advisor’s Review for 2026

Market volatility is a constant. In my near 30 years as a financial planner, I’ve guided clients through the dot-com bubble's euphoria, the 2008 financial crisis's panic, and today’s...

The Enduring Legacy of “The Wealthy Barber”: A 2026 Modern Review

I'm Michael Ryan, a retired financial planner with 25+ years of experience. Having guided over 1,000 families toward financial stability. Throughout my career, I’ve come across my share of...

2025/2026 RMD Calculator & IRS Rules: How to Avoid Penalties & Optimize Withdrawals

A Required Minimum Distribution (RMD) is not just an IRS rule; it's a critical annual event that can either silently erode your retirement savings through hidden taxes or, with...