Tools & MorePersonal FinancesMoney Drawing Oil: A Planner’s Guide to Ritual & Real Results

Money Drawing Oil: A Planner’s Guide to Ritual & Real Results

A 25-year financial planner was skeptical, too. Here’s his no-BS guide to turning ritual into real returns.

Let’s be honest. You can’t just dab some fancy oil on your wallet and expect hundred-dollar-bills to materialize. I’ve been a financial planner for over two decades, and I can tell you that wealth isn’t built on magic. It’s built on habits.

How To Money Drawing OIl Recipes
How To – Money Drawing OIl Recipes

But what if a ritual could supercharge those habits? That’s where money drawing oils come in.

I was skeptical, too. Then a client, a freelance designer stuck in a revenue plateau, decided to try it. She paired a simple anointing ritual with her weekly invoicing. Within three months, she had the focus and confidence to raise her rates by 30% and landed her biggest client to date.

The oil didn’t magically make her a better designer. It acted as a powerful psychological trigger, sharpening her focus and reinforcing her intent every time she sat down to work.

This guide isn’t about spells. It’s about strategy. We’ll break down how to use the psychology of money drawing oil to anchor your financial goals in tangible, daily actions. Forget the fluff; this is where ritual meets returns.


Why Rituals Work (From a Skeptic’s Point of View)

So, what’s the difference between a ritual and a pointless routine? Intention.

Using money drawing oil without a clear goal is like driving a car without a destination in your GPS. You’re burning gas, but you’ll probably end up somewhere you didn’t want to be. Setting a clear intention such as “I will pay off my credit card this month” or “I will land two new clients this week”.

It’s like entering a precise address. Want to see how fast you can reach that goal? The savings goal calculator below can turn that abstract desire into a concrete timeline.

Savings Goal Calculator

Here’s the science behind it: This act of focus primes your brain’s Reticular Activating System (RAS). The RAS is the network in your brain that filters out noise and pays attention to what you’ve deemed important. W

hen you perform a ritual focused on financial opportunities, you are literally training your brain to spot them in the wild.

A ritual doesn’t change the world around you; it changes how you perceive and act within it. The oil becomes a sensory anchor—a specific smell—that instantly recalls your financial mission.


What’s Really in Money Drawing Oil? (The No-Fluff Ingredients)

At its core, a money drawing oil is simply a blend of a carrier oil and botanicals associated with prosperity and success. The use of essential oils, such as cinnamon or allspice, in money drawing oil can amplify your intentions and help you attract abundance into your life.

While recipes vary, the most effective ones contain ingredients that trigger specific psychological responses.

Carrier Oil

The Foundation. Choose a neutral, high-quality oil like Jojoba or Almond. This is your stable asset base.

Cinnamon

The Motivator. Its warm, spicy scent is energizing. It helps ignite action and fight procrastination on financial tasks.

Patchouli

The Stabilizer. Its earthy scent is grounding. It helps you stay focused and calm during stressful financial decisions.

Allspice

The Accelerator. This is for momentum. It adds an extra push to see a project through to completion.


Beyond the Basics: 3 ‘Secret’ Ingredients for Your Blend

Most recipes online stop at the basics. But historical texts and my own experiments with clients show that a few lesser-known botanicals can significantly deepen the oil’s psychological impact.

  1. Alfalfa:
    Traditionally used for “sprouting” profits and preventing poverty. Think of this as the ingredient for sustainable growth—perfect for when you’re starting an investment portfolio or a new business venture.
  2. Fenugreek:
    Often associated with rapid growth and tangible results. This is your “hustle” ingredient. Add a pinch when you’re on a tight deadline or need to hit a sales target fast.
  3. Pyrite (‘Fool’s Gold’):
    While not an herb, adding a tiny chip of this crystal to your bottle is a powerful visual cue. It symbolizes confidence, assertiveness, and the raw potential of your ideas. Every time you see it, it’s a reminder to value your own work.

How to Make Your Own Oil (Two Practical Recipes)

Creating your own blend is part of the ritual itself. It forces you to physically engage with your financial intentions.

⚠️ Myth Busted: You do not need to be a mystic or a magician to do this. You just need a clear purpose and a few key ingredients.

Woman With Money Making Essential Oils

A. The ‘Financial Focus’ Blend (Beginner)

This simple recipe is perfect for daily use to keep your financial goals top-of-mind.

  • Ingredients:
    • 1/2 cup carrier oil (Almond or Jojoba)
    • 8 drops Cinnamon essential oil
    • 4 drops Patchouli essential oil
  • Instructions:
    1. Combine all ingredients in a clean, airtight glass bottle (amber or cobalt blue is best to protect the oils).
    2. Shake gently while visualizing your primary financial goal.
    3. Store in a cool, dark place.

B. The ‘Debt Demolisher’ Blend (Advanced)

This potent blend includes crushed herbs for a more textured, energetically charged oil. Use it during weekly financial reviews or when tackling a major monetary challenge.

  • Ingredients:
    • 1/4 cup carrier oil (Coconut or Grapeseed)
    • 2-3 crushed Allspice berries
    • A pinch of dried Alfalfa
    • 5 drops Cinnamon essential oil
    • 3 drops Frankincense essential oil (for focus and removing obstacles)
  • Instructions:
    1. Lightly crush the allspice berries and alfalfa with a mortar and pestle.
    2. Add the crushed herbs to your glass bottle.
    3. Pour the carrier oil and essential oils over the herbs.
    4. Seal and shake, stating your intention aloud: “I am taking control of my debt.”

💡 Advisor Tip:

Always perform a patch test on your skin before widespread use. Essential oils are potent. For safety guidelines, refer to resources from the American Academy of Dermatology.

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The Ritual Meets the Routine: 3 Ways to Put Your Oil to Work

An oil sitting on a shelf does nothing. The key is to integrate it into your existing financial habits. A ritual without a personal spending plan is just a pretty candle.

Essential Oils

1. The Weekly Budget Review Ritual

This is the most powerful application. Once a week, before you open your budget app or spreadsheet, dab a single drop of oil on your wrists. The scent becomes an anchor for focus. As you review your spending and savings, you’re tying the proactive habit of budgeting to the empowering feeling of the ritual.

2. Anoint Your ‘Tools of the Trade’

Where does your money come from? Your laptop? Your phone? Your business cards? Once a week, put a tiny, almost invisible drop of oil on a corner of the tool that generates your income. It’s a physical reminder that this object is a conduit for your prosperity.

3. The ‘New Opportunity’ Anointment

Before you send a big proposal, hit “apply” on a job application, or walk into a negotiation, dab a small amount on your “third eye” (the space between your eyebrows). This isn’t for magic; it’s a sensory trigger for confidence and clarity right when you need it most.


Does This Stuff Actually Work? (Real Client Stories)

The Freelancer Who Doubled Her Rates:
“When my client Lisa paired her ‘Financial Focus’ oil ritual with a weekly review of her client roster, she identified which clients were underpaying her. The ritual gave her the ‘impetus’ to draft new rate sheets. She paid off $5,000 in high-interest debt in six months.” – March 2024

The Startup Founder Who Nailed His Pitch:
“Mark, a tech founder, was terrified of public speaking. Before his big investor pitch, we created a ritual where he anointed his presentation clicker with the ‘Debt Demolisher’ blend (we renamed it the ‘Deal Closer’). He said the scent grounded him and helped him stay on script. They secured their seed round of funding.” – January 2025


Frequently Asked Questions (From a Financial Planner)

Q: Does money drawing oil really work?

A: The oil itself has no power. The power comes from you. The ritual sharpens your focus and reinforces your intention. When you pair that focused intention with consistent, real-world action (like budgeting or negotiating), you dramatically improve your chances of success. Studies on visualization from the Journal of Consumer Psychology show that a clear mental picture combined with planning improves savings rates.

Q: Is this just a placebo effect?

A: Yes, and that’s exactly why it’s so effective! The placebo effect is the most documented form of mind-body connection. You are leveraging your own belief system to create a tangible biochemical response (like increased confidence or focus), which then drives better behavior. Don’t discount it; harness it.

Q: How often should I use the oil?

A: Use it consistently with a specific financial habit, like your weekly budget review. The goal is to build a strong neurological association between the scent and the action. Using it randomly dilutes its power as a psychological trigger.

Q: What if it doesn’t work for me?

A: A ritual alone won’t pay the bills; habit will. If you’re not seeing results, audit your actions, not the oil. Are you using the ritual as a substitute for the hard work of budgeting, saving, and seeking opportunities? Or are you falling victim to lifestyle creep as soon as new money comes in? The oil is the catalyst, not the entire chemical reaction.


Final Take: Your Wallet Is Both Art and Algorithm

Money drawing oil is a tool, not a solution. It’s a way to make the abstract goal of “wealth” a tangible, sensory experience. It’s the art that makes the algorithm—your budget, your savings plan, your career strategy—feel more personal and powerful.

If you’re fascinated by the intersection of mindset and money, I highly recommend reading The Psychology of Money for a deeper dive into behavioral finance. For those looking to conquer their money mindset, You Are a Badass at Making Money is another excellent resource.

When you link your intention to a plan and your plan to a consistent habit, you’re no longer just wishing for prosperity. You’re actively architecting it.

🚀 Your First Action Step: Don’t just read this. Choose one recipe, gather the ingredients this weekend, and schedule your first Weekly Budget Review Ritual in your calendar right now.

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Note: The content provided in this article is for informational purposes only and should not be considered as financial or legal advice. Consult with a professional advisor or accountant for personalized guidance.

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Michael Ryan
Michael Ryanhttps://michaelryanmoney.com/
Michael Ryan, Retired Financial Planner | Founder, MichaelRyanMoney.com With nearly three decades navigating the financial world as a retired financial planner, former licensed advisor, and insurance agency owner, Michael Ryan brings unparalleled real-world experience to his role as a personal finance coach. Founder of MichaelRyanMoney.com, his insights are trusted by millions and regularly featured in global publications like The Wall Street Journal, Forbes, Business Insider, US News & World Report, and Yahoo Finance (See where he's featured). Michael is passionate about democratizing financial literacy, offering clear, actionable advice on everything from budgeting basics to complex retirement strategies. Explore the site to empower your financial future.