As a financial planner for over 25 years, I’ve seen more household budgets broken by health insurance premiums than by any other expense. It’s a pain point I know well. You feel trapped between paying a staggering monthly bill and the terrifying risk of being uninsured in an emergency. With the American Rescue Plan Act (ARPA) subsidy … Continue reading How to Slash Your 2026 Health Insurance Premiums: An Insider’s Guide