One of the most common, and frankly, most heart-wrenching conversations I’ve had over my 25+ years as a financial planner started with a parent’s late-night worry: “Michael, what happens to my child when I’m gone?” When that child has special needs and relies on government benefits like Medicaid or SSI, that fear is magnified a … Continue reading Big Changes to Special Needs Trusts: A Planner’s Guide to the New 2025 Rules