If you’re looking to purchase a home, understanding mortgages is critical to making a sound financial decision. Our Mortgages category provides expert advice from Michael Ryan, a retired financial planner and personal finance expert. MichaelRyanMoney.com offers information on how to choose the right mortgage, what to consider when refinancing, and how to get a home loan with bad credit or without a credit check. Our articles cover everything from the basics of mortgages to the more complex aspects of APR, APY, and interest rates.

In this category, you’ll find helpful tips and insights for first-time homebuyers, as well as those looking to refinance their current mortgage. Michael Ryan, a financial coach, offers advice on how to navigate the mortgage process online and how to make informed decisions about the best type of mortgage for your financial situation. Whether you’re interested in fixed-rate mortgages, adjustable-rate mortgages, or government-backed loans, our Mortgages category has you covered. Let us help you make informed decisions when it comes to your biggest financial investment: your home.