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Best Budgeting App For College Students, Savings and More

College life can be expensive, but managing your finances doesn’t have to be. With so many budgeting apps available, it can be difficult to know which one is right for you. To help you make the most of your hard-earned cash, we’ve put together a list of the best budgeting apps for college students.

Whether you’re looking to save money, pay off student loans, or just stay on top of your finances, these apps will make managing your money easier and more fun than ever before. Keep reading to find the perfect app for you!

Best Budgeting Apps For

I Reviewed Each Budgeting App, And Here Is The Best Budgeting App For Each Category:

There is no single “best” spending tracker app, but by considering these factors, you can choose the app that is best for you.bi

Budgeting Apps Considerations

There are many spending tracker apps available on the market, but which one is the best for you? This is a difficult question to answer, as it depends on individual needs and preferences. However, there are a few factors that can be considered when choosing a spending tracker app.

The first factor to consider is the app’s features. 

  • Does the app track spending by category, or does it simply provide a total amount spent? 
  • Does the app allow you to set budgets and track progress over time? 
  • Does the app offer any other features that would be useful, such as bill reminders or a debt payoff calculator?

The second factor to consider is the app’s ease of use. 

  • Is the app easy to navigate and understand? 
  • Does it have a user-friendly interface? 
  • Is it easy to add transactions and categorize them?

The third factor to consider is the app’s price. 

  • Many spending tracker apps are free, but some offer premium features for a fee.
  • If you are willing to pay for an app, consider whether the features offered are worth the price.

Finally, consider your own needs and preferences when choosing a spending tracker app. 

  • What features are most important to you? 
  • How much detail do you need? 
  • How easy do you want the app to be to use?

I previously wrote an entire article on which are the best budgeting apps for couples


Best Budget Apps For College Students?

Best Budget App for college students
Best Budget App for college students

Budgeting is a critical life skill, and one that is especially important for college students. There are a number of budgeting apps available that can help college students stay on top of their finances and make the most of their money.

There is a clear winner, in my opinion.

Rocket Money

College students face unique financial challenges and need a budgeting app that can keep up. That’s why Rocket Money is the perfect solution. Here’s why:

  1. User-Friendly: With an intuitive design and simple navigation, Rocket Money makes budgeting a breeze, even for those who are new to finance management.
  2. Real-Time Tracking: Say goodbye to manual tracking and hello to real-time updates on your spending. Rocket Money automatically categorizes your expenses and gives you a clear picture of your financial situation.
  3. Customizable Budgets: Rocket Money allows you to set custom budgets for different categories, so you can stay on top of your spending and make sure you’re not overspending in one area.
  4. Debt Reduction Tools: With Rocket Money, you can get a complete view of all your debts, including student loans, and track your progress as you work to pay them off.
  5. Investment Options: Rocket Money doesn’t just help you save money, it also helps you grow it. With investment options built right into the app, you can start building wealth right away.

Rocket Money is the best budgeting app for college students because it’s user-friendly, provides real-time tracking, customizable budgets, debt reduction tools, and investment options. With Rocket Money, managing your finances has never been easier or more enjoyable.

Don’t wait any longer to take control of your finances. Sign up (BY CLICKING BELOW) for Rocket Money today and start making the most of your hard-earned cash.

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ACORNS

One of the best budgeting apps for college students is the Acorns App.  Acorns is a great option for college students who want to start saving for their future. 

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Acorns is an investment app that allows users to automatically invest their spare change from everyday purchases into a portfolio of stocks and ETFs. College students can use Acorns to start building their investment portfolio and begin saving for their future.

YNAB

Another great budgeting app for college students is You Need a Budget (YNAB)

YNAB is a paid app that offers a variety of features to help users stay on top of their finances, including the ability to create a budget, track spending, and set financial goals

YNAB also offers a free trial period, so college students can try the app before committing to a subscription.

Mint

Finally, Mint budgeting app helps users track their spending, set budgets, and stay on top of their financial goals.  I only suggest the free version of the Mint App.

Mint also offers a variety of features that can help college students save money, such as the ability to track student loan payments and set up reminders for when bills are due.

No matter what budgeting app you choose, the important thing is to find one that works for you and helps you stay

Best iPhone Budget App

YNAB

Best iphone Budget App ipad
Best iphone Budget App ipad

If you are looking for a budget app that provides more features, then YNAB is a good option. 

YNAB stands for “You Need a Budget” and it is a more comprehensive budgeting tool. It includes features such as tracking your net worth, creating a Debt Reduction Plan, and setting up savings goals.

Best Free Budget Apps For iPhone and iPad

There are many budget apps available for iPhone and iPad, but which one is the best? Here is a list of the best free budget apps for iPhone and iPad.

1. Rocket Money

Rocket Money is the all-in-one budgeting app for college students, offering real-time tracking, customizable budgets, debt reduction tools, and investment options for a comprehensive financial management experience.

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2. YNAB You Need a Budget

You Need a Budget is a great free budget app that helps you track your spending, create a budget, and more.

3. EveryDollar Budgeting App

EveryDollar is a great free budget app that helps you create a budget, track your spending, and more.

4. Goodbudget App

Goodbudget is a great free budget app that helps you track your spending, create a budget, and more.

5. Mvelopes Budgeting App

Mvelopes is a great free budget app that helps you track your spending, create a budget, and more.

Best Savings App

Acorns

  • Acorns is an app that helps people save and invest their spare change. It rounds up users’ credit and debit card purchases to the nearest dollar and invests the difference into a portfolio of exchange-traded funds. 
  • Acorns also offers a variety of other investment options, including IRA accounts
  • The app is designed to help people save for their future and make their money work for them.
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Best Monthly Budget Planner App

Personal Capital:

  • Personal Capital is a budget organizer app which is available for both Android and iOS devices. 
  • It is a free app. 
  • WANT AN EASY WAY TO TRACK YOUR NET WORTH – SIGN UP FOR A FREE Personal Capital ACCOUNT TODAY!!
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YNAB You Need a Budget App

The app is designed to help you create a budget that works for you, and it offers features like tracking your spending, setting goals, and more.

Best Budget Organizer App

This was the toughest category for me.  So I came up with my three favorites

PocketGuard Budget App

  • PocketGuard is a budget organizer app which is available for both Android and iOS devices. 
  • It is a free app. But, it provides only limited features. 
  • It is a good app for those who are looking for a simple budget organizer app.

MoneyWiz Budget Organizer:

  • MoneyWiz is a budget organizer app which is available for both Android and iOS devices. 
  • It is a paid app. 
  • It provides a lot of features like tracking your spending, creating a budget, and more.

Best Bill Organizer App

There are a lot of different ways to organize your bills, and there is no one “right” way to do it. However, there are some great bill organizer apps out there that can make your life a lot easier.

One of the best bill organizer apps is Bill Tracker App

  • This app allows you to track all of your bills in one place. 
  • You can see when each bill is due, how much you owe, and even set up reminders so you don’t forget to pay them.
Refinance Mortgage, Refinance Rates, Mortgage Rates – LowerMyBillsbest budgeting app for

Best Expense Tracker App

Expensify App

A really great expense tracker app is Expensify App

  • Expensify is a paid app, but it is well worth the price. 
  • Expensify allows you to track your expenses, create reports, and export your data. 
  • You can also take pictures of your receipts and add them to your expenses. 
  • Expensify also offers a great customer service team that can help you with any problems you may have.

YNAB

Again, we have YNAB, or You Need A Budget. 

  • YNAB is a paid app, but it is one of the most popular expense tracker apps available.
  • YNAB allows you to create a budget, track your spending, and see where you are overspending. 
  • You can also connect your bank account and credit cards to see your

Best Spending Tracker App

Best expense spending tracker app
Best expense spending tracker app

Mint

There are a lot of different spending tracker apps out there, but one of the best is the free version of Mint

  • Mint is a free app that connects to your bank account and tracks your spending. 
  • You can see where you are spending your money, and you can set up budgets and goals.
  • Mint is a great way to track your spending, but it is not the only way. Y

You can also use a spreadsheet or a notebook to track your spending. Whichever method you choose, tracking your spending is a great way to save money.

Best Money Organizer App

Money Organizer budgeting app.

This app is simple to use and helps you stay on track with your finances.

  • What I like most about the Money Organizer budgeting app is that it allows you to create a budget and track your spending in one place. You can also set up alerts so that you know when you’re close to your spending limit.
  • Another great feature of this app is the ability to create a savings goal. This feature helps you stay motivated to save money. You can set up a savings goal and the app will track your progress.
  • The Money Organizer budgeting app is a great tool to help you stay on top of your finances. It’s easy to use and has great features that will help you save money.

Best Free Paycheck Bill Tracker App

Mint

There are a few different paycheck bill tracker apps available, but one of the best is the free version of Mint

  • Mint is a free app that allows you to track your income and expenses, as well as create a budget.
  • Mint is a great option for those who want to track their finances, but don’t want to spend a lot of time doing so. 
  • The app is easy to use and can be accessed from your computer or mobile device.
  • Try our annual salary to hourly wage calculator
Paycheck Bill Tracker

Best Free Paycheck Bill Tracker

It’s not your fault if you’ve been wondering why sticking to a budget is so difficult. Budgets are sometimes promoted as a one-size-fits-all answer to the complex financial conditions that many people and families face. They can be particularly challenging for those who face income fluctuates.  So how do you overcome this? With a Paycheck … Continue reading


Poll of Your Favorite Budgeting Apps

Take a minute and give your input as what are the best budgeting apps.  Feel free to take the poll, and to comment below

Budget Worksheet and Calculator

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Note: The content provided in this article is for informational purposes only and should not be considered as financial or legal advice. Consult with a professional advisor or accountant for personalized guidance.

Michael Ryan
Michael Ryanhttps://michaelryanmoney.com/
A former stockbroker, financial planner, and owner of my own financial planning practice and then a property & casualty agency. I have since retired and decided I want to help individuals and business owners by offering personal financial coaching. And now, I have started my blog - www.michaelryanmoney.com - to bring financial literacy to everyone. In a short time I have already been quoted and featured in US News & World Report, Business Insider, Yahoo Finance, and more (https://michaelryanmoney.com/home/press/) As a financial planner, I helped people from all walks of life. If you have questions about money, I will help you find the answers at www.MichaelRyanMoney.com
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